When a trucking accident occurs, the consequences can be catastrophic, leaving victims and their families grappling with life-altering injuries, financial distress, and emotional trauma. In such circumstances, seeking legal assistance from an experienced trucking accident attorney in Birmingham is paramount. At our firm, we understand the complexities of these cases and are dedicated to providing compassionate and aggressive representation for victims of trucking accidents.
Our team of seasoned attorneys possesses an in-depth knowledge of the trucking industry and the regulations that govern it. We meticulously investigate each case, gathering evidence to establish liability and maximize compensation for our clients. From initial consultations through settlement negotiations or trial proceedings, we work tirelessly to protect the rights of victims, ensuring they receive justice and the financial resources they need to rebuild their lives. Additionally, we are empathetic listeners who understand the emotional toll these accidents take on victims and their loved ones.
Understanding the Complexities of Trucking Accident Litigation
Trucking accident litigation presents unique challenges due to the involvement of multiple parties, complex regulations, and substantial damages. Navigating these complexities requires specialized knowledge and experience possessed by experienced trucking accident attorneys.
The Role of Insurance Companies
Insurance companies play a significant role in trucking accident litigation. Both the trucking company and the driver will typically have insurance policies that provide coverage for accidents. These insurance companies have a vested interest in minimizing their liability and may use aggressive tactics to deny or reduce claims.
Trucking accident attorneys must be adept at negotiating with保险 companies. They use their knowledge of insurance policies and regulations to advocate for their clients and maximize compensation.
Federal Regulations
The trucking industry is heavily regulated by federal agencies, such as the Federal Motor Carrier Safety Administration (FMCSA). These regulations govern everything from driver qualifications to vehicle maintenance. Trucking accident attorneys must be familiar with these regulations to determine whether any violations contributed to the accident.
FMCSA regulations can impact liability and damages in trucking accident cases. For instance, if a driver was operating under the influence of alcohol or drugs, this violation may increase the trucking company’s liability.
Expert Witnesses
In complex trucking accident cases, expert witnesses often play a crucial role. These experts can provide specialized knowledge on topics such as accident reconstruction, liability, and damages. Their testimony can help jurors understand the complexities of the case and reach a fair verdict.
Examples of expert witnesses in trucking accident litigation include:
| Type of Expert | Role |
|---|---|
| Accident Reconstructionist | Analyze the accident scene and determine how it occurred |
| Liability Expert | Determine the legal responsibility of the parties involved |
| Economist | Calculate economic damages, such as lost income and medical expenses |
| Medical Expert | Evaluate the severity of injuries and provide prognosis |
Damages in Trucking Accident Cases
The damages available in trucking accident cases can be substantial. In addition to compensatory damages, which cover actual losses, punitive damages may also be awarded in cases involving gross negligence or willful misconduct.
Damages in trucking accident cases commonly include:
- Medical expenses
- Lost income
- Pain and suffering
- Property damage
- Wrongful death
- Punitive damages (in eligible cases)
Wrongful Death Claims: Seeking Justice for Loved Ones
Losing a loved one in a trucking accident is an unimaginable tragedy that leaves survivors with a profound sense of loss and overwhelming pain. Wrongful death claims provide a pathway for families to seek justice and hold those responsible accountable for their negligence. Here’s what you need to know about wrongful death claims involving trucking accidents:
Legal Grounds for a Wrongful Death Claim
Wrongful death claims arise when a person’s death is caused by the wrongful or negligent act of another party. In the case of trucking accidents, negligence can be established if the driver was:
- Driving under the influence of drugs or alcohol
- Exceeding speed limits or driving recklessly
- Failing to maintain the truck properly
- Ignoring traffic laws or road signs
Damages Recoverable in a Wrongful Death Claim
The damages recoverable in a wrongful death claim can vary depending on the specific circumstances and may include:
- Economic damages, such as lost wages, medical expenses, and funeral costs
- Non-economic damages, such as pain and suffering, emotional distress, and loss of companionship
- Punitive damages, awarded in cases of gross negligence or willful misconduct
Who Can File a Wrongful Death Claim?
Under Alabama law, the following individuals are entitled to file a wrongful death claim:
- Surviving spouse
- Children
- Parents
- Siblings
- Other family members who can prove they were financially dependent on the deceased
Statute of Limitations
Wrongful death claims must be filed within two years of the date of death. Failing to file within this time frame can result in the loss of the right to pursue legal action.
Navigating the Legal Process
Pursuing a wrongful death claim is complex and emotional. It’s important to seek the guidance of an experienced trucking accident attorney who can provide the following services:
- Investigating the accident
- Identifying the responsible parties
- Calculating damages
- Negotiating with insurance companies
- Representing clients in court
Additional Resources
For more information on wrongful death claims in Birmingham, Alabama, consider visiting the following resources:
| Resource | Website |
|---|---|
| Alabama Bar Association | www.alabar.org |
| Alabama Department of Transportation | www.dot.state.al.us |
| National Highway Traffic Safety Administration | www.nhtsa.gov |
Jury Verdicts and Settlements: Achieving Fair Outcomes
In the unfortunate event of a trucking accident, it’s crucial to seek legal representation to pursue fair compensation. Trucking accident attorneys in Birmingham possess the expertise to navigate the complex legal process and help you achieve a favorable outcome.
Understanding Jury Verdicts
Jury verdicts are legally binding decisions reached by a jury after considering all the evidence presented during a trial. In trucking accident cases, the jury will determine the amount of damages to be awarded based on factors such as:
- The severity of the injuries sustained
- Loss of income and earning capacity
- Medical expenses and future treatment costs
- Pain and suffering
- Loss of enjoyment of life
Negotiating Settlements
In many cases, truck accident lawsuits can be resolved through settlement negotiations outside of court. Settlements can offer a more efficient and less adversarial way to conclude a case and obtain compensation.
To achieve a fair settlement:
- Gather evidence: Document all damages and expenses, including medical records, lost wages, and property damage.
- Estimate damages: Determine the total value of your damages to guide negotiations.
- Negotiate with the insurance company: Engage in discussions with the trucking company’s insurance provider to reach a mutually acceptable settlement.
- Consider mediation: If direct negotiations fail, consider mediation with a neutral third party to assist in negotiations.
Factors Influencing Jury Verdicts and Settlements
Various factors can influence the outcome of jury verdicts and settlements, including:
1. Liability:
Establishing liability is crucial. Attorneys will determine whether the truck driver was negligent, violated traffic laws, or exceeded allowable driving hours.
2. Insurance Coverage:
The amount of insurance coverage available can limit the amount of compensation attainable.
3. Medical Evidence:
Detailed medical records documenting injuries, treatment, and future prognosis are vital.
4. Lost Income:
Evidence of lost wages and potential future income losses should be presented.
5. Pain and Suffering:
The jury or insurance company will consider the victim’s subjective pain, suffering, and emotional distress.
6. Loss of Enjoyment of Life:
Compensation can be awarded for the loss of physical, social, or recreational activities due to the accident.
7. Punitive Damages:
In cases of gross negligence or willful misconduct, punitive damages may be sought to punish the trucking company and deter future similar conduct.
8. Mitigation of Damages:
The defense may argue that the victim failed to take reasonable steps to mitigate their damages, which could reduce compensation.
9.COMPARATIVE NEGLIGENCE:
In some jurisdictions, if the injured party is also found to be negligent, their compensation may be reduced in proportion to their degree of fault.
10. Trial Strategy and Advocacy:
The skill and experience of the attorney in presenting the case to the jury or negotiating with the insurance company can significantly impact the outcome.
Pursuing Punitive Damages for Reckless Conduct
Understanding Punitive Damages
Punitive damages are an additional financial award beyond compensatory damages. They are meant to punish the defendant for particularly reckless or malicious behavior and deter similar conduct in the future.
When Punitive Damages Are Awarded
In trucking accident cases, punitive damages may be awarded when the at-fault driver or trucking company acted in a grossly negligent or intentional manner. This could include:
- Driving under the influence of alcohol or drugs
- Exceeding speed limits significantly
- Failing to maintain proper vehicle maintenance
- Violating safety regulations intentionally
Proving Reckless Conduct
To obtain punitive damages, the plaintiff must prove that the defendant acted with "wanton and reckless disregard" for the safety of others. This can be a challenging task, but the following evidence can be helpful:
- Witness statements detailing the driver’s reckless actions
- Accident reports documenting the extreme nature of the violation
- Expert testimony on industry standards and safety practices
Impact of Punitive Damages
Punitive damages can have a significant financial impact on the defendant. They are not subject to the same caps as compensatory damages and can be substantial in cases involving serious injuries or fatalities.
Compensatory Damages
In addition to punitive damages, trucking accident victims may also be entitled to compensatory damages to cover their losses, such as:
- Medical expenses
- Lost wages
- Pain and suffering
- Property damage
| Type of Damages | Description |
|---|---|
| Medical Expenses | Costs of medical treatment, hospitalization, rehabilitation, and ongoing care. |
| Lost Wages | Earnings lost because of the accident and related injuries. |
| Pain and Suffering | Compensation for physical and emotional distress caused by the accident. |
| Property Damage | Costs of repairing or replacing damaged vehicles or other personal property. |
Role of a Trucking Accident Attorney
An experienced trucking accident attorney can help you pursue punitive damages and maximize your compensation. They will:
- Investigate the accident thoroughly to gather evidence of reckless conduct
- Present a strong case to the court or insurance company
- Negotiate a fair settlement that includes punitive damages
- Provide support and guidance throughout the legal process
Arbitration and Mediation: Alternative Dispute Resolution Options
When it comes to resolving trucking accident claims, there are several alternative dispute resolution (ADR) options available besides litigation. Arbitration and mediation are two commonly used ADR methods, offering benefits such as reduced costs, faster timelines, and greater privacy compared to traditional court proceedings.
Arbitration
Arbitration is a binding form of ADR where a neutral third party, known as an arbitrator, hears both sides of the case and renders a decision. This process typically involves a simplified set of rules and procedures, allowing for a quicker resolution than litigation.
There are two main types of arbitration:
- Binding arbitration: The arbitrator’s decision is final and legally binding on both parties, with limited or no right to appeal.
- Non-binding arbitration: The arbitrator’s decision is not binding, and either party can reject the outcome and proceed with litigation.
Advantages of Arbitration
- Reduced costs and legal fees
- Faster resolution (typically within months)
- Greater confidentiality and privacy
- Flexible and customizable process
Disadvantages of Arbitration
- Limited or no right to appeal
- Potential for bias or lack of transparency
- Arbitrator’s decision may not be in line with the legal precedents or court rulings
Mediation
Mediation is a non-binding form of ADR where a neutral third party, known as a mediator, facilitates a confidential negotiation between the parties involved. The mediator assists in exploring common interests, identifying issues, and guiding the parties towards a mutually acceptable resolution.
Advantages of Mediation
- Non-binding process, allowing for flexibility and control
- Preserves the relationship between the parties
- Cost-effective and time-saving
- Facilitates a constructive dialogue and promotes communication
Disadvantages of Mediation
- Resolution is not guaranteed
- Can be time-consuming if the parties are unwilling to negotiate
- Mediator may not have sufficient legal expertise to provide guidance
Mediation Process
- Opening statements: The parties and their attorneys present summaries of their claims and positions.
- Joint session: The mediator facilitates a discussion between the parties to identify common interests and potential areas of agreement.
- Caucus sessions: The mediator meets with each party separately to explore their interests, concerns, and potential solutions.
- Settlement negotiations: The parties engage in negotiations with the assistance of the mediator to reach a mutually acceptable resolution.
- Settlement agreement: If a settlement is reached, the terms are recorded in a written agreement that is legally binding.
Factors to Consider When Choosing ADR
The choice between arbitration and mediation depends on several factors, including:
- The parties’ preferences and goals
- The nature and complexity of the case
- The cost and timeline of the process
- The potential for confidentiality and privacy
- The legal and practical implications of the available options
| ADR Method | Binding | Time to Resolution | Confidentiality | Flexibility |
|---|---|---|---|---|
| Arbitration | Yes (binding) | Typically months | Yes | Limited |
| Mediation | No (non-binding) | Variable (may be time-consuming) | Yes | High |
Conclusion
Arbitration and mediation are both valuable ADR options for resolving trucking accident claims. Each method has its own advantages and disadvantages, so it’s essential to consider the factors involved and consult with an experienced trucking accident attorney to determine which option is most appropriate in a particular case.
Understanding DOT Regulations and Violations
Overview
The Federal Motor Carrier Safety Administration (FMCSA) enforces a comprehensive set of regulations known as the DOT regulations, which govern the safety and operations of commercial motor vehicles (CMVs). Trucking accident attorneys play a vital role in helping victims of accidents involving CMVs navigate these complex regulations and determine whether violations contributed to the incident.
21 Common DOT Violations and Their Consequences
The FMCSA identifies 21 specific violations that are frequently cited in trucking accidents. These violations range from minor infractions to serious safety hazards and carry varying consequences:
| Violation | Consequences |
|---|---|
| Overloaded Vehicles | Fines, vehicle seizure, driver disqualification |
| Faulty Brakes | Fines, vehicle out-of-service, driver disqualification |
| Defective Tires | Fines, vehicle out-of-service, driver disqualification |
| Unsecured Loads | Fines, vehicle out-of-service, driver disqualification |
| Fatigued Drivers | Fines, driver disqualification |
| Impaired Driving | Fines, driver disqualification, criminal charges |
| Improper Vehicle Maintenance | Fines, vehicle out-of-service |
| Speeding | Fines, driver disqualification |
| Reckless Driving | Fines, driver disqualification, criminal charges |
| Following Too Closely | Fines, driver disqualification |
| Failure to Inspect Vehicle | Fines, vehicle out-of-service |
| Transporting Hazardous Materials | Fines, vehicle out-of-service, criminal charges |
| Failure to Use Lights or Turn Signals | Fines, traffic citations |
| Failure to Obey Traffic Signs | Fines, traffic citations |
| Obstructed View | Fines, vehicle out-of-service |
| Noisy Exhaust System | Fines, vehicle out-of-service |
| Leaking Fuel Tanks | Fines, vehicle out-of-service |
| Unsafe Driving Practices | Fines, driver disqualification |
| Using a Cellular Phone While Driving | Fines, driver disqualification |
| Transporting Property Without Authority | Fines, vehicle seizure |
| Failure to Register Vehicle | Fines, vehicle seizure |
These violations can lead to a wide range of consequences, including fines, driver disqualification, vehicle seizure, and criminal charges. By understanding these regulations and how they apply to specific trucking accidents, trucking accident attorneys can effectively advocate for their clients’ rights.
Contingency Fees: Affordable Legal Representation
What are Contingency Fees?
Contingency fees are a type of payment arrangement that is often used in personal injury cases, including trucking accident cases. Under this arrangement, the accident victim does not pay any legal fees upfront. Instead, the attorney agrees to represent the victim on a contingency basis, meaning that they will only be paid if the victim wins their case or settles their claim.
How Do Contingency Fees Work?
Contingency fees are typically calculated as a percentage of the settlement or judgment that the attorney wins for the victim. The percentage is usually between 33% and 40%. If the attorney is successful in winning the case, the fee is deducted from the victim’s settlement or judgment.
Benefits of Contingency Fees
Contingency fees provide several benefits to accident victims:
- No upfront costs: Accident victims do not have to pay any legal fees upfront, which can be a major financial burden.
- Access to legal representation: Contingency fees allow accident victims to access legal representation even if they do not have the financial means to pay for it upfront.
- Aligned incentives: Contingency fees align the incentives of the attorney and the victim. The attorney is motivated to win the case because they will only be paid if the victim wins.
Drawbacks of Contingency Fees
There are some potential drawbacks to contingency fees:
- Lower settlement: The attorney may be less likely to negotiate a lower settlement because they will receive a lower fee.
- Lack of control: The victim may have less control over the attorney’s decisions because the attorney is not being paid hourly.
- Fees can be high: The contingency fee percentage can be high, especially if the case is complex or has a low potential for recovery.
How to Find a Trucking Accident Attorney with Contingency Fees
When looking for a trucking accident attorney, it is important to find one who offers contingency fees. This will ensure that you do not have to pay any legal fees upfront. You should also ask about the attorney’s experience and success rate in handling trucking accident cases.
Average Contingency Fees for Trucking Accident Cases
The contingency fee for trucking accident cases typically ranges from 33% to 40%. However, the fee may vary depending on the complexity of the case and the likelihood of success.
Additional Factors to Consider
In addition to contingency fees, there are other factors to consider when choosing a trucking accident attorney, such as:
- Experience: The attorney should have experience in handling trucking accident cases.
- Success rate: The attorney should have a high success rate in winning trucking accident cases.
- Communication: The attorney should be communicative and keep you updated on the progress of your case.
- Fees: The attorney should clearly explain their fees and how they are calculated.
Frequently Asked Questions About Contingency Fees in Trucking Accident Cases
What are the benefits of using a trucking accident attorney with contingency fees?
Contingency fees provide several benefits to accident victims, including: no upfront costs, access to legal representation, and aligned incentives.
What are the drawbacks of using a trucking accident attorney with contingency fees?
There are some potential drawbacks to using a trucking accident attorney with contingency fees, including: lower settlement, lack of control, and high fees.
How do I find a trucking accident attorney with contingency fees?
When looking for a trucking accident attorney, it is important to find one who offers contingency fees. You should also ask about the attorney’s experience and success rate in handling trucking accident cases.
What are the average contingency fees for trucking accident cases?
The contingency fee for trucking accident cases typically ranges from 33% to 40%. However, the fee may vary depending on the complexity of the case and the likelihood of success.
What other factors should I consider when choosing a trucking accident attorney?
In addition to contingency fees, there are other factors to consider when choosing a trucking accident attorney, such as: experience, success rate, communication, and fees.
Settlements and Jury Verdicts That Set Precedents
Largest Trucking Accident Settlements
Some of the largest trucking accident settlements in Birmingham include:
- $12 million settlement for a woman who was paralyzed in a truck accident
- $10 million settlement for the family of a man who died in a truck accident
- $9 million settlement for a woman who suffered severe injuries in a truck accident
- $8 million settlement for a man who lost his leg in a truck accident
- $7 million settlement for a woman who was left with a traumatic brain injury after a truck accident
Largest Trucking Accident Jury Verdicts
Some of the largest trucking accident jury verdicts in Birmingham include:
- $20 million verdict for the family of a woman who was killed in a truck accident
- $18 million verdict for a man who was paralyzed in a truck accident
- $16 million verdict for a woman who suffered severe injuries in a truck accident
- $14 million verdict for a man who lost his leg in a truck accident
- $12 million verdict for a woman who was left with a traumatic brain injury after a truck accident
No. 40: $110,000 Settlement for a Woman Who Suffered Back Injuries in a Truck Accident
The plaintiff, a 32-year-old woman, was driving her car when she was rear-ended by a semi-truck. The impact of the collision caused her to suffer a herniated disc in her lower back. The plaintiff underwent surgery to repair the herniated disc, but she continued to experience pain and discomfort. She was unable to return to work and filed a lawsuit against the trucking company. The case settled for $110,000.
| Injury | Settlement Amount |
|---|---|
| Herniated disc in lower back | $110,000 |
Calculating Damages in Trucking Accident Claims
Calculating damages in trucking accident claims can be a complex and challenging process. There are many different factors to consider, and the amount of compensation you may be entitled to will vary depending on the specific circumstances of your case.
Compensatory Damages
Compensatory damages are awarded to compensate you for the losses you have suffered as a result of the trucking accident. These damages can be divided into two categories: economic and non-economic.
Economic Damages
Economic damages are those that have a monetary value. They include:
- Medical expenses
- Lost wages
- Property damage
- Funeral expenses
Calculating Medical Expenses
Medical expenses are the costs of treating your injuries. These expenses can include:
- Hospital bills
- Doctor’s bills
- Surgery costs
- Rehabilitation costs
- Medication costs
When calculating your medical expenses, it is important to include all of the costs you have incurred, as well as any future costs that you are likely to incur.
Calculating Lost Wages
Lost wages are the wages you have lost as a result of the trucking accident. These wages can include:
- Past lost wages
- Future lost wages
When calculating your lost wages, it is important to factor in the following:
- Your average weekly wage
- The number of hours you have missed from work
- Your future earning capacity
Calculating Property Damage
Property damage is the damage to your property that was caused by the trucking accident. This damage can include:
- Damage to your vehicle
- Damage to your home
- Damage to your personal belongings
When calculating your property damage, it is important to include the cost of repairs or replacement, as well as any diminution in value.
Calculating Funeral Expenses
Funeral expenses are the costs of burying or cremating your loved one. These expenses can include:
- Funeral home costs
- Burial or cremation costs
- Headstone costs
When calculating your funeral expenses, it is important to include all of the costs that you have incurred.
Non-Economic Damages
Non-economic damages are those that do not have a monetary value. They include:
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
- Loss of consortium
Calculating Pain and Suffering
Pain and suffering is the physical and emotional pain that you have experienced as a result of the trucking accident. This pain and suffering can range from minor to severe.
There is no exact formula for calculating pain and suffering. However, the following factors can be considered:
- The severity of your injuries
- The duration of your pain and suffering
- The impact of your pain and suffering on your daily life
Calculating Emotional Distress
Emotional distress is the psychological distress that you have experienced as a result of the trucking accident. This distress can include:
- Anxiety
- Depression
- Post-traumatic stress disorder (PTSD)
There is no exact formula for calculating emotional distress. However, the following factors can be considered:
- The severity of your emotional distress
- The duration of your emotional distress
- The impact of your emotional distress on your daily life
Calculating Loss of Enjoyment of Life
Loss of enjoyment of life is the loss of your ability to enjoy life as a result of the trucking accident. This loss can include:
- The loss of your ability to work
- The loss of your ability to participate in activities you once enjoyed
- The loss of your ability to have relationships
There is no exact formula for calculating loss of enjoyment of life. However, the following factors can be considered:
- The extent of your loss of enjoyment of life
- The duration of your loss of enjoyment of life
- The impact of your loss of enjoyment of life on your daily life
Calculating Loss of Consortium
Loss of consortium is the loss of the relationship you have with your spouse or other family member as a result of the trucking accident. This loss can include:
- The loss of your spouse’s or other family member’s companionship
- The loss of your spouse’s or other family member’s support
- The loss of your spouse’s or other family member’s sexual intimacy
There is no exact formula for calculating loss of consortium. However, the following factors can be considered:
- The nature of the relationship you had with your spouse or other family member
- The duration of the relationship you had with your spouse or other family member
- The impact of the trucking accident on your relationship with your spouse or other family member
The Importance of Hiring Trucking Accident Attorneys in Birmingham
Trucking accidents can be devastating, resulting in serious injuries, property damage, and even death. If you have been involved in a trucking accident, it is important to contact a qualified trucking accident attorney in Birmingham as soon as possible. A skilled attorney can help you navigate the complex legal process, protect your rights, and maximize your recovery.
Trucking accident attorneys have the knowledge and experience to handle the unique challenges associated with these types of cases. They understand the federal and state laws that govern trucking companies and drivers, and they can use this knowledge to build a strong case on your behalf. They can also help you investigate the accident, gather evidence, and negotiate with the insurance companies.
Why Choose a Trucking Accident Attorney in Birmingham?
There are many benefits to hiring a trucking accident attorney in Birmingham. Here are just a few:
- Truck accident attorneys have the experience and knowledge to effectively represent you. They understand the complex laws and regulations that govern trucking companies and drivers
- Truck accident attorneys can help you investigate the accident and gather evidence. This evidence is essential to proving your case and getting you the compensation you deserve.
- Truck accident attorneys can negotiate with the insurance companies on your behalf. Insurance companies often try to lowball victims of trucking accidents. An experienced attorney can help you get a fair settlement.
- Truck accident attorneys can help you file a lawsuit if necessary. If you are unable to reach a fair settlement with the insurance company, your attorney can file a lawsuit on your behalf.
People Also Ask About Trucking Accident Attorneys in Birmingham
What should I look for when choosing a trucking accident attorney in Birmingham?
When choosing a trucking accident attorney in Birmingham, you should consider the following factors:
- Experience: Choose an attorney who has experience handling trucking accident cases.
- Reputation: Choose an attorney who has a good reputation in the legal community.
- Fees: Make sure you understand the attorney’s fees and how they will be paid.
How much does it cost to hire a trucking accident attorney in Birmingham?
The cost of hiring a trucking accident attorney in Birmingham will vary depending on the attorney’s experience, reputation, and the complexity of your case. However, most attorneys will offer a free consultation so that you can learn more about your case and the attorney’s fees.
What are the benefits of hiring a trucking accident attorney in Birmingham?
The benefits of hiring a trucking accident attorney in Birmingham include:
- Increased compensation: An experienced attorney can help you get the compensation you deserve for your injuries and damages.
- Protected rights: An attorney can help you protect your rights and ensure that you are treated fairly by the insurance company.
- Peace of mind: An attorney can give you peace of mind by handling the legal process for you.