Houston Motor Accident Attorney: Protecting Your Rights After a Crash

Have you found yourself a victim of a life-altering motor vehicle accident? If so, you are not alone. Thousands of car accidents occur each year, leaving countless victims with severe injuries and substantial losses. Navigating the aftermath of a motor vehicle accident can be an overwhelming and daunting task, especially when dealing with insurance companies, medical bills, and the legal system. That’s where a skilled and experienced Houston motor accident attorney can make all the difference.

When you choose to retain the services of a Houston motor accident attorney, you gain a powerful advocate who will aggressively protect your rights and fight for the compensation you deserve. Our attorneys have a proven track record of success in obtaining favorable outcomes for our clients, maximizing their recoveries and ensuring that they receive the justice they are entitled to. We understand the complexities of Texas personal injury law and have the knowledge and resources to build a strong case on your behalf.

Furthermore, our Houston motor accident attorneys offer compassionate and personalized legal representation, treating each client with the utmost respect and understanding. We will take the time to listen to your story, address your concerns, and keep you fully informed of all developments in your case. Our goal is not only to secure a favorable outcome but also to provide you with the support and guidance you need during this challenging time. With our unwavering commitment to justice and our dedication to our clients, we are confident that we can help you achieve the best possible outcome in your motor vehicle accident case.

The Dangers of Distracted Driving

Distracted driving is a major problem in the United States, and it is a leading cause of car accidents. Every year, thousands of people are killed or injured in accidents caused by distracted drivers.

There are many different types of distractions that can take a driver’s attention away from the road, including:

Talking on a cell phone
Texting while driving
Eating or drinking
Adjusting the radio or climate controls
Talking to passengers
Looking at a map or GPS device
Daydreaming
Being tired

Even a momentary distraction can be dangerous. When a driver is distracted, they are less likely to notice hazards on the road, and they are more likely to make mistakes.

Texting While Driving

Texting while driving is one of the most dangerous forms of distracted driving. When you text, you take your eyes off the road, your hands off the wheel, and your mind off of driving. This can lead to disastrous consequences.

According to the National Highway Traffic Safety Administration (NHTSA), texting while driving increases your risk of crashing by 23 times. This is because texting involves all three types of distraction: manual, visual, and cognitive.

Manual distraction means taking your hands off the wheel.
Visual distraction means taking your eyes off the road.
Cognitive distraction means taking your mind off of driving.

Texting while driving is illegal in most states, and for good reason. If you are caught texting while driving, you could face fines, points on your license, and even jail time.

Other Forms of Distracted Driving

Talking on a cell phone, eating or drinking, adjusting the radio or climate controls, talking to passengers, looking at a map or GPS device, daydreaming, and being tired are all other forms of distracted driving that can be dangerous.

Any activity that takes your attention away from the road can increase your risk of crashing. It is important to be aware of the dangers of distracted driving and to avoid any activities that could put you or others at risk.

The Consequences of Distracted Driving

The consequences of distracted driving can be devastating. Distracted driving can lead to:

Car accidents
Injuries
Death
Property damage
Financial losses
Legal problems

If you are involved in a car accident caused by a distracted driver, you may be entitled to compensation for your injuries and damages. An experienced Houston motor accident attorney can help you to file a claim and get the compensation you deserve.

How to Avoid Distracted Driving

There are a number of things you can do to avoid distracted driving, including:

Put your cell phone away and out of reach while driving.
Set your GPS before you start driving.
Eat and drink before you get in the car.
Adjust the radio or climate controls before you start driving.
Talk to passengers only when it is safe to do so.
Daydream when you are not driving.
Get enough sleep before driving.

By following these tips, you can help to reduce your risk of being involved in a car accident caused by distracted driving.

Insurance Coverage for Car Accidents in Texas

Liability Coverage

Liability insurance is required by law in Texas and covers damages caused to other people or property in an accident that you are at fault for. The state minimum liability coverage amounts are:

$30,000 per person for bodily injury
$60,000 per accident for bodily injury
$25,000 per accident for property damage

It is wise to consider higher liability coverage limits, as the state minimums may not be sufficient to cover all potential damages.

Collision Coverage

Collision coverage pays for repairs or replacement to your own vehicle if it is damaged in an accident, regardless of who is at fault.

Comprehensive Coverage

Comprehensive coverage provides financial protection for your vehicle if it is stolen, vandalized, or damaged by events other than a collision, such as natural disasters or animal strikes.

Uninsured/Underinsured Motorist Coverage

Uninsured/underinsured motorist coverage (UM/UIM) protects you if you are involved in an accident with a driver who does not have insurance or who has insufficient insurance to cover your damages.

Personal Injury Protection (PIP)

PIP coverage provides medical and lost wage benefits to you and your passengers, regardless of who is at fault for the accident. The state minimum PIP coverage amount is $2,500 per person.

Medical Payments Coverage

Medical payments coverage is similar to PIP, but it only provides medical benefits. It can be purchased as an add-on to your auto insurance policy.

Gap Coverage

Gap coverage pays the difference between the actual cash value of your vehicle and the amount you still owe on your loan or lease if your vehicle is totaled or stolen.

Rideshare Coverage

If you drive for a ride-sharing company, such as Uber or Lyft, your personal auto insurance policy may not provide coverage while you are on the clock. You should purchase rideshare coverage to ensure financial protection.

Commercial Vehicle Coverage

If you own or operate a commercial vehicle, such as a truck or van, you are required to have commercial vehicle insurance. This coverage provides liability protection and other coverages tailored to the needs of commercial vehicle owners.

Other Types of Coverage

Entities or individuals who want additional financial protection beyond the standard options, have access to other types of auto insurance coverage:


Roadside Assistance
Rental Car Reimbursement
Custom Parts and Equipment Coverage
Accident Forgiveness

Pursuing Damages in a Car Accident Lawsuit

Navigating the legal complexities of a car accident lawsuit can be overwhelming, especially when seeking damages. Understanding the types of damages you can pursue and the process involved will help you maximize your recovery.

Compensatory Damages

Compensatory damages aim to reimburse you for your actual losses caused by the accident. These include:

Medical expenses
Lost wages
Property damage
Pain and suffering
Emotional distress

Lost Earning Capacity

If your injuries prevent you from working or earning the same amount, you may be entitled to damages for lost earning capacity. This includes future earnings you can prove you would have made had the accident not occurred.

Punitive Damages

Punitive damages are rarely awarded and are intended to punish the at-fault driver for particularly reckless or malicious behavior that caused the accident.

Burden of Proof

To recover damages in a car accident lawsuit, you must prove:

The defendant was negligent or reckless
The negligence or recklessness caused the accident
Your injuries or losses resulted from the accident

Negotiating a Settlement

Most car accident lawsuits settle before trial. Your attorney will negotiate with the defendant’s insurance company to reach a fair settlement that compensates you for your damages.

Going to Trial

If negotiations fail, your case may go to trial. A jury will hear the evidence and determine the damages you are entitled to.

Types of Damages

Below is a table summarizing the main types of damages that can be pursued in a car accident lawsuit:

Type of Damage	Description
Medical Expenses	Reimbursement for all medical expenses related to the accident
Lost Wages	Compensation for wages lost due to the inability to work because of injuries
Property Damage	Reimbursement for the repair or replacement of damaged property, such as the vehicle
Pain and Suffering	Compensation for the physical and emotional pain and suffering caused by the accident
Emotional Distress	Compensation for psychological harm, such as anxiety, depression, or PTSD
Lost Earning Capacity	Compensation for future earnings lost due to permanent injuries sustained in the accident
Punitive Damages	Rarely awarded punishment for the defendant’s egregious conduct that caused the accident

Conclusion

Pursuing damages in a car accident lawsuit is complex but necessary to obtain fair compensation for your losses. By understanding your rights and the legal process, you can effectively navigate the legal system and maximize your recovery.

Trial Preparation for Car Accident Cases

1. Investigation and Evidence Gathering

Thoroughly investigate the accident scene, collect witness testimony, and gather medical records, police reports, and any other relevant documents.

2. Pleadings and Discovery

File a complaint, answer the defendant’s answer, and engage in discovery through interrogatories, requests for production, and depositions to obtain evidence and identify witnesses.

3. Expert Testimony

Hire experts such as medical professionals, accident reconstructionists, and economists to provide expert opinions on the cause and severity of injuries, liability, and damages.

4. Motions and Hearings

File motions to dismiss, for summary judgment, or for other procedural matters and attend hearings to resolve outstanding issues and prepare for trial.

5. Jury Selection

Carefully select jurors who are impartial, attentive, and interested in the case.

6. Opening Statements

Deliver a concise and compelling opening statement that outlines the key facts of the case, your legal arguments, and the relief you are seeking.

7. Witness Testimony

Prepare and present witness testimony in a clear and persuasive manner, using leading questions to elicit desired responses and cross-examining opposing witnesses to challenge their credibility.

8. Exhibits and Demonstrations

Use exhibits such as photographs, medical records, and demonstrations to visually support your arguments and make them more impactful for the jury.

9. Closing Arguments

Summarize the evidence, highlight the key points of your case, and persuade the jury to reach a verdict in your favor.

10. Post-Trial Motions

After the verdict, you may file post-trial motions such as motions for a new trial or for judgment notwithstanding the verdict if you believe there were errors that affected the outcome of the trial.

The Benefits of Mediation

Mediation is a form of alternative dispute resolution (ADR) that involves a neutral third party who helps disputing parties reach an agreement. Mediation is a voluntary process, and the parties are free to leave at any time. However, mediation can be a very effective way to resolve disputes without going to court.

There are many benefits to mediation, including:

1. Cost-effectiveness

Mediation is typically much less expensive than going to court. The fees for a mediator are usually much lower than the costs of hiring an attorney and going through a trial.

2. Speed

Mediation is often a much faster process than going to court. A mediation session can typically be scheduled within a few weeks, and the entire process can be completed in a matter of months.

3. Confidentiality

Mediation is a confidential process. The information that is discussed in mediation is not admissible in court. This can be important for parties who are concerned about protecting their privacy or their business interests.

4. Flexibility

Mediation is a flexible process that can be tailored to the specific needs of the parties. The parties can agree on the time and place of the mediation, and they can also agree on the rules of the mediation.

5. Control

Mediation gives the parties control over the outcome of their dispute. The parties are free to accept or reject any settlement offers that are made during mediation.

6. Preservation of Relationships

Mediation can help to preserve relationships between the parties. The process of mediation can help the parties to understand each other’s perspectives and to develop a mutually acceptable solution.

7. Increased Satisfaction

Parties who participate in mediation are often more satisfied with the outcome of their dispute than parties who go to court. This is because mediation gives the parties a chance to have a say in the outcome of their dispute.

8. Enforceability

Mediated settlements are enforceable by law. The parties can agree to have their settlement agreement entered as a consent judgment by the court. This makes the settlement agreement binding on both parties.

9. Finality

Mediated settlements are final. Once the parties have signed a settlement agreement, they cannot go back to court to try to change the agreement.

10. Improved Communication

Mediation can help to improve communication between the parties. The mediator can help the parties to identify the issues that are important to them and to develop a mutually acceptable solution.

11. Reduced Stress

Mediation can help to reduce stress for the parties. The process of mediation can help the parties to understand each other’s perspectives and to develop a mutually acceptable solution. This can help to reduce the stress that is associated with litigation.

12. Win-Win Outcomes

Mediation can help the parties to achieve a win-win outcome. The mediator can help the parties to identify their interests and to develop a solution that meets the needs of both parties. This can help to avoid the adversarial nature of litigation and can lead to a more positive outcome for both parties.

Understanding the Statute of Limitations for Car Accident Claims

Navigating the legal aftermath of a car accident can be overwhelming, but understanding key timelines like the statute of limitations is crucial. In Texas, the statute of limitations for personal injury claims arising from car accidents is two years from the date of the accident.

Failure to file a lawsuit within this time frame can result in the loss of your right to pursue compensation for damages.

Exceptions to the Statute of Limitations

While the two-year statute of limitations is generally applicable, there are certain exceptions that may extend the deadline:

Minors: If the injured party is a minor (under 18 years old), the statute of limitations may be tolled (paused) until they reach the age of majority.
Mental or Physical Incapacity: If the injured party is mentally or physically incapacitated, the statute of limitations may be tolled until the incapacity is removed.
Fraud or Concealment: If the defendant fraudulently concealed information or actions related to the accident, the statute of limitations may be tolled until the fraud is discovered.
Military Service: If the injured party is serving in the military, the statute of limitations may be tolled during their active duty period.

Section 13: Toll for Epilepsy Seizures

A unique exception applies to individuals who suffer from epilepsy seizures as a result of a car accident. In this specific scenario, the two-year statute of limitations may be tolled until the injured party has a reasonable opportunity to recover from the seizure and determine the extent of their injuries.

This exception was established to account for the fact that seizures can interfere with a victim’s ability to make rational decisions, seek legal counsel, and understand the legal process.

Factors Considered in Epilepsy Seizure Tolling

When considering whether to toll the statute of limitations in cases involving epilepsy seizures, courts may evaluate several factors, including:

Factor	Description
Duration and Frequency of Seizures	The length and frequency of the seizures can impact the ability to pursue a claim.
Cognitive Impact of Seizures	The severity of the seizures and their impact on decision-making can be considered.
Availability of Support	The extent to which the injured party has access to family or friends who can assist with legal matters may be relevant.
Efforts to Seek Medical Treatment	The injured party’s efforts to seek medical attention and follow medical advice can be taken into account.

Ultimately, the decision to toll the statute of limitations in cases involving epilepsy seizures is made on a case-by-case basis, considering the unique circumstances and the specific impact of the seizures on the injured party’s ability to pursue a legal claim.

Houston Motor Accident Attorney

If you have been involved in a motor accident in Houston, you may be entitled to compensation for your injuries and other losses. A Houston motor accident attorney can help you get the compensation you deserve.

Types of Motor Accidents

There are many different types of motor accidents, including:

Car accidents
Truck accidents
Motorcycle accidents
Pedestrian accidents
Bicycle accidents
Commercial vehicle accidents

Commercial Vehicle Accidents

Commercial vehicle accidents are a serious problem in Houston. These accidents often involve large trucks or buses, which can cause devastating injuries. If you have been involved in a commercial vehicle accident, it is important to contact a Houston motor accident attorney as soon as possible.

There are a number of factors that can contribute to commercial vehicle accidents, including:

Driver fatigue
Distracted driving
Speeding
Reckless driving
Vehicle defects

If you have been injured in a commercial vehicle accident, you may be entitled to compensation for your injuries, lost wages, and other losses. A Houston motor accident attorney can help you get the compensation you deserve.

Causes of Commercial Vehicle Accidents

There are a number of factors that can contribute to commercial vehicle accidents, including:

Driver fatigue
Distracted driving
Speeding
Reckless driving
Vehicle defects

Driver fatigue is a major factor in commercial vehicle accidents. Truck drivers often work long hours, and they may be tired or even exhausted when they are behind the wheel. This can lead to mistakes, such as failing to yield to another vehicle or driving off the road.

Distracted driving is another common cause of commercial vehicle accidents. Truck drivers may be distracted by talking on their cell phones, texting, or eating. This can take their attention away from the road, and it can lead to accidents.

Speeding is another major factor in commercial vehicle accidents. Truck drivers are often under pressure to deliver their loads on time, and they may speed to make up for lost time. This can lead to accidents, especially if the driver is driving in bad weather or on unfamiliar roads.

Reckless driving is another common cause of commercial vehicle accidents. Truck drivers may drive recklessly to get around other vehicles or to make a point. This can lead to accidents, especially if the driver is driving in a construction zone or in a school zone.

Vehicle defects can also contribute to commercial vehicle accidents. If a truck is not properly maintained, it can break down or cause an accident. This is why it is important for trucking companies to regularly inspect and maintain their vehicles.

Common Injuries in Commercial Vehicle Accidents

Commercial vehicle accidents can cause a variety of injuries, including:

Head injuries
Neck injuries
Back injuries
Broken bones
Burns
Internal injuries
Wrongful death

Head injuries are common in commercial vehicle accidents. These injuries can range from minor cuts and bruises to severe traumatic brain injuries. Traumatic brain injuries can cause a variety of problems, including memory loss, difficulty concentrating, and personality changes.

Neck injuries are also common in commercial vehicle accidents. These injuries can range from minor strains to severe fractures. Neck injuries can cause pain, stiffness, and headaches. They can also lead to long-term problems, such as nerve damage and paralysis.

Back injuries are another common injury in commercial vehicle accidents. These injuries can range from minor strains to severe herniated discs. Back injuries can cause pain, stiffness, and weakness. They can also lead to long-term problems, such as chronic pain and disability.

Broken bones are another common injury in commercial vehicle accidents. These injuries can range from minor fractures to severe compound fractures. Broken bones can cause pain, swelling, and bruising. They can also lead to long-term problems, such as deformity and arthritis.

Burns are another common injury in commercial vehicle accidents. These injuries can range from minor burns to severe third-degree burns. Burns can cause pain, scarring, and disfigurement. They can also lead to long-term problems, such as infection and nerve damage.

Internal injuries are another common injury in commercial vehicle accidents. These injuries can range from minor bruises to severe organ damage. Internal injuries can cause pain, bleeding, and shock. They can also lead to long-term problems, such as organ failure and death.

Wrongful death is the most serious injury that can occur in a commercial vehicle accident. Wrongful death occurs when someone is killed as a result of another person’s negligence. If you have lost a loved one in a commercial vehicle accident, you may be entitled to compensation for your losses. A Houston motor accident attorney can help you get the compensation you deserve.

Damages Available in Commercial Vehicle Accident Lawsuits

If you have been injured in a commercial vehicle accident, you may be entitled to compensation for your injuries and other losses. The damages that you may be entitled to include:

Medical expenses
Lost wages
Pain and suffering
Emotional distress
Loss of consortium
Punitive damages

Medical expenses are the costs of your medical treatment, including doctor’s visits, hospital stays, and surgery. Lost wages are the wages that you have lost as a result of your injuries. Pain and suffering is the physical and emotional pain that you have experienced as a result of your injuries. Emotional distress is the mental anguish that you have experienced as a result of your injuries.

Loss of consortium is the loss of companionship and support that you have experienced as a result of your injuries. Punitive damages are damages that are awarded to punish the defendant for their negligence. Punitive damages are only awarded in cases where the defendant’s conduct was particularly egregious.

Statute of Limitations for Commercial Vehicle Accident Lawsuits

The statute of limitations for commercial vehicle accident lawsuits in Texas is two years. This means that you must file your lawsuit within two years of the date of the accident. If you do not file your lawsuit within two years, you will lose your right to seek compensation for your injuries and other losses.

Hiring a Houston Motor Accident Attorney

If you have been injured in a commercial vehicle accident, it is important to contact a Houston motor accident attorney as soon as possible. A Houston motor accident attorney can help you get the compensation you deserve for your injuries and other losses.

Dealing with Property Damage Claims

After a car accident, dealing with property damage claims can be overwhelming. Understanding the process and your rights can help you navigate this situation effectively. Here are some key aspects to consider:

1. Document the Damage

Document the damage to your vehicle thoroughly. Take photos or videos of all angles, including any dents, scratches, broken parts, and any damage to the interior. Note the location of the damage and any other relevant details.

2. Contact Your Insurance Company

Inform your insurance company about the accident and file a claim promptly. Provide them with the documentation of the damage and any other related information they may require.

3. Obtain an Estimate

Get an estimate for the repair costs from a reputable repair shop. This will provide you with a clear understanding of the cost to fix the damage.

4. Review the Insurance Policy

Review your insurance policy to determine your coverage and limits for property damage. This will help you understand the extent of coverage you have and any deductibles or out-of-pocket expenses you may have to pay.

5. Negotiating with the Insurance Company

The insurance company may offer you a settlement amount for the damage. Review the offer carefully and consider the following:

a. Repair Costs

Compare the settlement amount to the estimated repair costs. Ensure that the settlement covers the full cost of the repairs.

b. Depreciation

Insurance companies may consider depreciation when assessing the value of your vehicle. This means they may reduce the settlement amount based on the age and condition of your car.

c. Loss of Value

In some cases, the accident may diminish the value of your vehicle even after it is repaired. This loss of value may not be fully reflected in the initial repair estimate.

6. Settling the Claim

Once you have reached an agreement with the insurance company, sign a release form that settles the claim. Make sure you fully understand the terms of the settlement before signing.

7. Repairing Your Vehicle

Once the claim is settled, arrange for the repairs to be made at a reputable repair shop. Keep all receipts and documentation related to the repairs.

8. Disputes with the Insurance Company

If you disagree with the insurance company’s settlement offer or have any disputes regarding the repair process, you may consider the following options:

a. Arbitration

Arbitration is a formal process where an independent arbitrator reviews the case and makes a binding decision.

b. Legal Action

As a last resort, you may consider filing a lawsuit against the insurance company to resolve the dispute.

9. Additional Considerations

Here are some additional considerations when dealing with property damage claims:

a. Rental Car

If your vehicle is not drivable due to the accident, consider renting a car. Some insurance policies may cover the costs of a rental car while your vehicle is being repaired.

b. Diminished Value

If the accident has diminished the value of your vehicle, you may be able to file a claim for diminished value to recover the difference between the pre-accident value and the post-accident value.

c. Total Loss

If the damage to your vehicle exceeds its value, the insurance company may declare it a total loss. In such cases, you will receive a settlement based on the fair market value of your vehicle at the time of the accident.

10. Tips for Negotiating with the Insurance Company

When negotiating with the insurance company, keep the following tips in mind:

a. Be Prepared

Gather all relevant documents, including photos, repair estimates, and your insurance policy. This information will help you present a strong case for your claim.

b. Be Firm but Polite

Be clear about your demands but maintain a respectful and professional demeanor. Avoid being aggressive or accusatory.

c. Be Willing to Compromise

It is unlikely that you will get exactly what you ask for in the initial negotiation. Be willing to compromise and find a mutually acceptable solution.

How to Choose the Right Attorney for Your Car Accident Case

Being involved in a car accident can be a traumatic and stressful experience. If you’ve been injured in a car accident, hiring the right attorney is crucial to protect your rights and obtain the compensation you deserve.

1. Experience and Track Record

Choose an attorney with extensive experience handling car accident cases. Look for an attorney who has a proven track record of success in obtaining favorable settlements or verdicts for their clients.

2. Reputation and Referrals

Ask for recommendations from friends, family, or other trusted sources. Read online reviews and check attorney ratings from reputable sources. A good reputation and positive client testimonials are important indicators of an attorney’s competence and professionalism.

3. Availability and Communication

The attorney should be available to answer your questions and provide regular updates on your case. Look for an attorney who is responsive and makes you feel comfortable.

4. Contingency Fee Structure

Most car accident attorneys work on a contingency fee basis, meaning you only pay if they win your case. This ensures that you can obtain legal representation without upfront costs.

5. Compassion and Understanding

Choose an attorney who understands your physical and emotional needs. They should be empathetic and supportive throughout the legal process.

6. Specialization

Consider hiring an attorney who specializes in car accident law. They will have a deep understanding of the complex legal issues involved and can provide you with the best possible legal representation.

7. Local Knowledge

If your accident occurred in a specific geographic area, choose an attorney who is familiar with the local courts and legal procedures.

8. Fees and Costs

Discuss the fees and costs associated with hiring an attorney upfront. Make sure you understand the terms of the contingency fee agreement.

9. Personal Connection

Trust your instincts when choosing an attorney. You should feel comfortable and confident that they will represent your interests effectively.

10. Additional Considerations

Practice Size: Larger firms may have more resources and experience, but smaller firms may provide more personalized attention.
Technology and Resources: Look for an attorney with access to necessary technology and resources to support your case.
Insurance Company Representation: If the defendant in your case is insured, consider whether the attorney has experience dealing with insurance companies.
Language and Cultural Background: Choose an attorney who speaks your language and understands your cultural background.
Communication Style: Make sure you are comfortable with the attorney’s communication style and that you can understand their legal advice.
Timeframe: Discuss the typical timeframe for handling car accident cases with the attorney.
Insurance Coverage: Inquire about the attorney’s experience with handling cases involving insurance coverage issues.
Settlement vs. Trial: Discuss the attorney’s approach to settlement negotiations and their willingness to go to trial if necessary.
Client Reviews: Read reviews from former clients to gain insights into the attorney’s service and professionalism.
Legal Fees: Discuss the attorney’s fee structure, including hourly rates and any potential additional costs.

Attorney Characteristics	Questions to Ask
Experience	How many car accident cases have you handled? What is your success rate?
Reputation	Can you provide references from past clients? What are your ratings on online review platforms?
Availability	How often will you update me on my case? How quickly can I reach you if I have questions?
Compassion	How do you approach clients who have suffered physical and emotional trauma? Can you provide emotional support throughout the process?
Specialization	What percentage of your practice is dedicated to car accident law? How in-depth is your knowledge of this area?

Medical Expenses

After a car accident in Houston, medical expenses can quickly pile up. These expenses can include:

Hospital bills
Doctor’s fees
Surgery costs
Medications
Rehabilitation
Physical therapy
Occupational therapy
Lost wages

Medical Expenses and Lost Wages

In addition to medical expenses, you may also lose income due to your injuries. If you are unable to work, you may be eligible for lost wage benefits. These benefits can help you recoup some of the income you have lost due to the accident.

Lost Wages and Medical Expenses

The average cost of a car accident in Houston is $23,000. This includes the cost of medical expenses, lost wages, and property damage. However, the cost of an accident can vary depending on the severity of the injuries and the amount of damage to the vehicles involved.

Recovering Compensation for Medical Expenses and Lost Wages

If you have been injured in a car accident, you may be able to recover compensation for your medical expenses and lost wages. To do this, you will need to file a claim with the insurance company of the at-fault driver.

Table of Average Medical Expenses and Lost Wages

Expense	Average Cost
Hospital bills	$10,000
Doctor’s fees	$5,000
Surgery costs	$15,000
Medications	$2,000
Rehabilitation	$5,000
Physical therapy	$3,000
Occupational therapy	$3,000
Lost wages	$10,000

Total: $53,000

Calculating Your Medical Expenses and Lost Wages

To calculate your medical expenses and lost wages, you will need to gather the following information:

Medical bills
Doctor’s records
Pay stubs
Tax returns

Once you have gathered this information, you can use a lost wage calculator to calculate your lost wages. You can also use a medical expense calculator to calculate your medical expenses.

Filing a Claim for Medical Expenses and Lost Wages

Once you have calculated your medical expenses and lost wages, you can file a claim with the insurance company of the at-fault driver. To file a claim, you will need to provide the insurance company with the following information:

Your name and contact information
The date of the accident
The location of the accident
The name of the at-fault driver
The insurance policy number of the at-fault driver
A copy of your medical bills
A copy of your doctor’s records
A copy of your pay stubs
A copy of your tax returns

Once you have filed a claim, the insurance company will begin its investigation. The insurance company may request additional information from you, such as a medical examination or a deposition.

Negotiating a Settlement

Once the insurance company has completed its investigation, it will make a settlement offer. The settlement offer is a lump sum of money that the insurance company will pay you to cover your medical expenses and lost wages.

You do not have to accept the settlement offer. You can negotiate with the insurance company to get a higher settlement. If you cannot reach a settlement agreement with the insurance company, you may file a lawsuit.

Going to Trial

If you file a lawsuit, the case will go to trial. At trial, a jury will decide whether you are entitled to compensation for your medical expenses and lost wages.

If you win your case, the jury will award you a lump sum of money. The amount of the award will depend on the severity of your injuries and the amount of your medical expenses and lost wages.

Pain and Suffering Damages

Pain and suffering damages are non-economic damages awarded to compensate victims of personal injury for the physical and emotional pain and suffering they have endured as a result of the accident. These damages are not intended to reimburse the victim for specific expenses, but rather to provide compensation for the intangible losses that have resulted from the injury.

Factors Considered in Determining Pain and Suffering Damages

The amount of pain and suffering damages awarded in a personal injury case is determined by a variety of factors, including:

The severity of the injury
The duration of the pain and suffering
The impact of the injury on the victim’s life
The victim’s age
The victim’s occupation
The victim’s personality
The presence of any scarring or disfigurement
The victim’s prognosis

Calculating Pain and Suffering Damages

There is no exact formula for calculating pain and suffering damages. Instead, the jury will consider all of the relevant factors and award an amount that they believe is fair and reasonable. In some cases, the jury may use a multiplier to calculate pain and suffering damages. This multiplier is typically a number between 1 and 5, and it is multiplied by the victim’s economic damages to arrive at a total pain and suffering award.

Types of Pain and Suffering Damages

There are two main types of pain and suffering damages:

Physical pain and suffering compensates the victim for the physical pain they have endured as a result of the accident. This includes pain from injuries, surgeries, and rehabilitation.
Emotional pain and suffering compensates the victim for the emotional distress they have experienced as a result of the accident. This includes anxiety, depression, insomnia, and loss of enjoyment of life.

In some cases, the jury may also award punitive damages. Punitive damages are intended to punish the defendant for their reckless or intentional conduct. Punitive damages are not awarded in all cases, and they are typically only awarded when the defendant’s conduct was particularly egregious.

Statute of Limitations for Pain and Suffering Claims

The statute of limitations for pain and suffering claims varies from state to state. In Texas, the statute of limitations for personal injury claims is two years from the date of the accident. This means that you must file your claim within two years of the date of the accident, or you will lose your right to recover damages.

Contact a Houston Motor Accident Attorney

If you have been injured in a motor vehicle accident, you should contact a Houston motor accident attorney to discuss your legal rights. An experienced attorney can help you determine if you have a valid claim for pain and suffering damages, and they can help you maximize your recovery.

Type of Damages	Description
Physical Pain and Suffering	Compensates the victim for the physical pain they have endured as a result of the accident.
Emotional Pain and Suffering	Compensates the victim for the emotional distress they have experienced as a result of the accident.
Punitive Damages	Punishes the defendant for their reckless or intentional conduct.

Wrongful Death Claims

Wrongful death claims arise when an individual’s negligence or intentional acts result in the death of another person. In Texas, family members or personal representatives can file wrongful death lawsuits within two years of the death.

To establish a wrongful death claim, the plaintiff must prove that:

The defendant owed a duty of care to the deceased.
The defendant breached their duty of care.
The breach of duty caused the deceased’s death.
The plaintiff suffered damages as a result of the death.

Damages in wrongful death cases can include:

Medical and funeral expenses
Loss of income
Loss of companionship and support
Emotional distress
Loss of inheritance

Wrongful Death of a Child

Wrongful death claims are particularly devastating when the victim is a child. In Texas, the parents or legal guardians of a deceased child can file a wrongful death lawsuit. Damages in child wrongful death cases can include:

Loss of the child’s future income
Loss of the child’s support and services
Loss of the child’s love, companionship, and guidance
Emotional distress

Statute of Limitations for Wrongful Death Claims

In Texas, the statute of limitations for wrongful death claims is two years from the date of death. This means that family members or personal representatives must file a lawsuit within two years of the death or their claim will be barred.

Common Defenses to Wrongful Death Claims

Defendants in wrongful death cases may raise a number of defenses, including:

The deceased was contributorily negligent.
The defendant did not owe a duty of care to the deceased.
The breach of duty did not cause the deceased’s death.
The damages claimed are excessive.

Hiring an Attorney for a Wrongful Death Claim

If you have lost a loved one due to someone else’s negligence or intentional acts, you should contact an experienced Houston motor accident attorney. An attorney can help you understand your legal rights and options, and can represent you in court.

The following is a table of some of the most common questions about wrongful death claims in Houston:

Question	Answer
What is a wrongful death claim?	A wrongful death claim is a lawsuit filed by family members or personal representatives of a person who has been killed due to the negligence or intentional acts of another person.
Who can file a wrongful death claim?	Family members or personal representatives of the deceased can file a wrongful death claim.
What damages can be recovered in a wrongful death claim?	Damages in wrongful death cases can include medical and funeral expenses, loss of income, loss of companionship and support, emotional distress, and loss of inheritance.
What is the statute of limitations for wrongful death claims in Texas?	The statute of limitations for wrongful death claims in Texas is two years from the date of death.
What are some common defenses to wrongful death claims?	Common defenses to wrongful death claims include contributory negligence, lack of duty of care, causation, and excessive damages.

Common Mistakes in Car Accident Claims

Motor vehicle accidents can be overwhelming and stressful experiences. In the aftermath of a car crash, it’s crucial to avoid certain pitfalls that could jeopardize your legal rights and financial recovery. Here are some common mistakes to steer clear of:

Not Seeking Medical Attention Promptly

Even if you don’t believe you’re seriously injured, it’s essential to seek medical attention immediately. Some injuries, such as whiplash and concussions, may not manifest symptoms right away.

Failing to Document the Accident

Documenting the accident scene is paramount. Take photos of the damage, injuries, and surroundings. Exchange contact and insurance information with the other driver(s) involved.

Admitting Fault

Never admit fault or apologize at the accident scene. Doing so could severely impact your insurance claim and legal case.

Dealing with Insurance Companies Alone

Insurance companies may try to minimize your claim or deny coverage. It’s advisable to seek legal advice before interacting with your insurer.

Accepting a Quick Settlement Offer

Don’t rush into accepting a settlement offer from the insurance company. It may be less than what you’re entitled to. Consult with an attorney to determine the fair value of your claim.

Not Hiring an Attorney

Hiring an experienced car accident attorney can significantly increase your chances of obtaining a just settlement or verdict. Attorneys can navigate the legal process, protect your rights, and maximize your recovery.

27. Missing Deadlines

Timely filing of insurance claims and lawsuits is crucial. Missing deadlines can result in your claim being denied or dismissed.

State	Statute of Limitations for Car Accident Claims
Alabama	2 years
Florida	4 years
Texas	2 years

Not Preserving Evidence

Preserve all evidence related to the accident, such as medical records, damage estimates, and communication with insurance companies.

Fabricating or Exaggerating Injuries

Dishonesty about your injuries can damage your credibility and ultimately hurt your case.

Failing to Stay Organized

Keep all paperwork and correspondence related to your claim organized in one place. This will simplify the legal process and make it easier to track your progress.

Neglecting Self-Care

Prioritize your physical and mental well-being after an accident. Attend all medical appointments, follow doctor’s orders, and engage in self-care practices to ensure a full recovery.

The Importance of Documentation

In the aftermath of a motor vehicle accident, it is crucial to document the incident thoroughly. This documentation not only serves as a record of what transpired but can also strengthen your legal position in the event of a personal injury claim or lawsuit.

The Police Report

The official police report is a vital document that should be obtained as soon as possible. It will contain details of the accident, including the time, date, location, and parties involved. If you are unable to obtain a copy of the report yourself, you can request one from the relevant law enforcement agency.

Medical Records

Documenting your injuries and any medical treatment you receive is essential. Collect medical records, including doctor’s notes, hospital bills, and prescriptions. These records will provide evidence of the severity of your injuries and the extent of your medical expenses.

Photographs

Taking photographs of the accident scene, your vehicle, and any visible injuries can serve as valuable evidence. Photographs can help to establish the circumstances of the accident and document the damage caused. It is important to take photographs from multiple angles.

Witness Statements

If there were any witnesses to the accident, obtaining their contact information and statements is important. Their accounts can provide independent corroboration of your version of events.

Property Damage Estimate

If your vehicle or other property was damaged in the accident, it is important to get an estimate of the repair or replacement costs. This estimate can be used to support your claim for damages.

Correspondence

Keep a record of all correspondence related to the accident, including emails, letters, and phone calls with insurance companies, attorneys, and medical providers. This documentation will help to establish a timeline of events and provide a record of your interactions.

Document Type	Importance
Police Report	Official record of the accident
Medical Records	Evidence of injuries and medical expenses
Photographs	Visual representation of the accident scene and damage
Witness Statements	Independent corroboration of events
Property Damage Estimate	Documentation of repair or replacement costs
Correspondence	Timeline of events and record of interactions
Other Relevant Documents	Additional evidence to support your case
Social Media Posts	Potential harm or benefits depending on content

Protecting Your Rights After a Car Accident

1. What to Do After a Car Accident

a. Stay calm and ensure your safety and the safety of others.

b. Call 911 and request medical attention if necessary.

c. Exchange information with the other driver(s) involved.

d. Take pictures of the accident scene and damage.

2. Seeking Medical Attention

a. Get prompt medical attention even if you feel okay.

b. Injuries from car accidents can be delayed in onset.

c. Document all medical appointments and treatments.

3. Reporting the Accident to Authorities and Insurance Company

a. File a police report to provide an official record.

b. Notify your insurance company promptly to initiate the claims process.

4. Preserving Evidence

a. Take photos of the accident scene, damage, and injuries.

b. Obtain police reports and witness statements.

c. Keep a record of your medical records and expenses.

5. Hiring an Attorney

a. An attorney can protect your rights and negotiate on your behalf.

b. Consult with an experienced car accident attorney in Houston.

6. Negotiating with Insurance Companies

a. Insurance companies may try to minimize your claim.

b. Counter-offer and support your claim with evidence.

c. Seek legal guidance if negotiations stall.

7. Filing a Personal Injury Lawsuit

a. If negotiations fail, consider filing a lawsuit.

b. Seek compensation for medical expenses, lost wages, and other damages.

c. A jury trial may be necessary to determine damages.

8. Dealing with Property Damage

a. Assess the extent of damage to your vehicle.

b. Obtain estimates for repairs or replacement.

c. File a claim with your insurance company or the other driver’s insurance.

9. Time Limitations

a. Statutes of limitations vary for car accident claims.

b. File your claim promptly to avoid losing your rights.

10. Emotional and Psychological Impact

a. Car accidents can cause significant emotional distress.

b. Seek support from friends, family, or a therapist.

c. Consider joining support groups for victims of car accidents.

11. Negotiating a Settlement

a. Most car accident cases settle before going to trial.

b. Work with your attorney to reach a fair settlement.

c. Review the settlement agreement carefully before signing.

12. Recovering Damages

a. Seek compensation for medical expenses, pain and suffering, and lost wages.

b. Punitive damages may be awarded in some cases.

13. Preventing Future Accidents

a. Obey traffic laws and be aware of your surroundings.

b. Eliminate distractions while driving, such as texting or using a cell phone.

c. Maintain your vehicle regularly.

14. Types of Car Accidents

a. Rear-end collisions are common and often result in whiplash and back injuries.

b. Side-impact collisions can cause severe injuries and vehicle damage.

c. Head-on collisions are high-impact and often life-threatening.

15. Avoiding Car Accident Scams

a. Be wary of individuals claiming to be insurance representatives or legal professionals.

b. Never sign documents or accept offers without consulting with an attorney.

16. The Importance of a Medical Examination

a. A medical examination after a car accident can reveal hidden injuries.

b. Documentation of injuries is crucial for negotiating a fair settlement.

17. Choosing the Right Attorney

a. Interview several attorneys before making a decision.

b. Consider their experience, track record, and communication style.

18. Preparing for Your Case

a. Gather all relevant documents, such as medical records and insurance information.

b. Retain witnesses and obtain their statements.

19. Dealing with Insurance Adjusters

a. Be cautious when dealing with insurance adjusters.

b. Do not provide any information without consulting your attorney.

20. The Discovery Process

a. During discovery, both parties exchange information relevant to the case.

b. This includes depositions, interrogatories, and production of documents.

21. Trial Preparation

a. Your attorney will prepare you for trial by presenting evidence and mock trials.

b. Be prepared to testify and answer questions from the other attorney.

22. Jury Selection

a. A jury will be selected to hear your case and decide on a verdict.

b. You and your attorney will question potential jurors to determine their suitability.

23. Opening Statements

a. Each attorney presents their opening statement outlining the facts of the case and their arguments.

24. Presenting Evidence

a. Both parties present evidence to support their claims.

b. This may include witness testimony, medical records, and accident reconstructions.

25. Closing Arguments

a. Each attorney presents their closing arguments summarizing the evidence and urging the jury to rule in their favor.

26. Jury Deliberations

a. The jury deliberates in private to reach a verdict.

27. Verdict

a. The jury returns a verdict, which may include damages awarded to the plaintiff or a defense verdict for the defendant.

28. Post-Trial Motions

a. Either party may file post-trial motions challenging the verdict or requesting a new trial.

29. Appeals

a. If a party is dissatisfied with the verdict, they may appeal the decision to a higher court.

30. Understanding Attorney’s Fees

a. Attorney’s fees are typically based on a contingency basis, meaning they only get paid if you win.

b. Fee arrangements should be discussed upfront and agreed upon in writing.

31. Insurance Coverage

a. Most drivers have auto insurance, which provides coverage for medical expenses, property damage, and legal liability.

b. Understand your coverage and limits to navigate the claims process effectively.

32. Comparative Negligence

a. In some states, a plaintiff’s recovery may be reduced if they are found to be partially at fault for the accident.

33. Emotional Distress Damages

a. In certain cases, you may be entitled to compensation for emotional distress resulting from the car accident.

34. Punitive Damages

a. Punitive damages are designed to punish the defendant for intentional or reckless conduct.

35. Statute of Limitations

a. Each state has a statute of limitations for filing a personal injury lawsuit, which typically ranges from one to six years.

36. Dealing with Insurance Companies

a. Insurance companies have a profit motive and may try to minimize your claim.

b. Be persistent and consult with your attorney to ensure you receive fair compensation.

37. Common Types of Medical Injuries from Car Accidents

Injury	Symptoms
Whiplash	Neck pain, stiffness, headaches, dizziness
Back injuries	Back pain, muscle spasms, numbness or tingling
Head injuries	Concussion, skull fracture, traumatic brain injury
Broken bones	Fractures, dislocations, sprains
Internal injuries	Organ damage, internal bleeding

38. Emotional and Psychological Effects of Car Accidents

a. Anxiety and fear

b. Depression and sadness

c. Post-traumatic stress disorder (PTSD)

d. Loss of appetite or sleep

39. Seeking Professional Help for Mental Health

a. It’s important to address emotional and psychological effects after a car accident.

b. Consider seeking therapy or counseling for support and coping mechanisms.

40. Recovering from a Car Accident

a. The recovery process from a car accident can be long and challenging.

b. Prioritize your health and well-being by adhering to medical treatment and rehabilitation recommendations.

Understanding Car Accident Insurance Policies

Navigating the complexities of car accident insurance can be challenging, but understanding the key components of your policy can empower you to make informed decisions.

Types of Insurance Coverage

Liability Coverage: Protects you if you are found legally responsible for an accident, covering damages to the other party’s vehicle, property, and medical expenses.
Collision Coverage: Pays for repairs or replacement to your own vehicle, regardless of fault.
Comprehensive Coverage: Covers non-collision-related damages, such as theft, vandalism, and weather-related incidents.
Personal Injury Protection (PIP): Provides coverage for medical expenses and lost wages for you and your passengers, regardless of who is at fault.
Uninsured/Underinsured Motorist Coverage: Protects you if you are involved in an accident with a driver who does not have insurance or has insufficient coverage.

Insurance Limits and Deductibles

Limits: The maximum amount your insurance company will pay for each type of coverage.
Deductible: The amount you pay out-of-pocket before your insurance coverage kicks in.

Filing a Claim

Contact your insurance company as soon as possible after the accident.
Provide a detailed description of the incident, including the date, time, location, and other vehicles involved.
Gather evidence, such as a police report, witness statements, and medical records.

Negotiating with the Insurance Company

Be prepared to negotiate with the insurance company’s adjuster.
Gather comparable estimates for repairs or replacement.
Document your injuries and expenses.
Consider consulting with an attorney if you are unable to reach a fair settlement.

Settling Your Claim

Review the settlement offer carefully before signing.
Ensure that the settlement covers all of your expenses and damages.
If you are not satisfied with the offer, negotiate further or consider legal action.

Additional Considerations

1. Legal Responsibility: Determine who is legally responsible for the accident based on factors such as negligence, traffic laws, and fault.

2. Comparative Fault: In some states, the amount of damages you receive may be reduced if you are found partially responsible for the accident.

3. Medical Expenses: Keep detailed records of all medical expenses related to the accident, including hospital bills, doctor’s visits, and prescription medications.

4. Lost Wages: Calculate the amount of income you have lost due to your injuries and absence from work.

5. Pain and Suffering: Quantify the physical and emotional pain you have experienced as a result of the accident.

6. Property Damage: Estimate the cost of repairs or replacement for your vehicle and any other damaged property.

7. Diminished Value: Determine if your vehicle’s value has decreased as a result of the accident, even after repairs.

8. Punitive Damages: In cases of extreme negligence or recklessness, the court may award punitive damages to punish the responsible party.

9. Statute of Limitations: Be aware of the legal time limit to file a claim for your accident, typically ranging from one to four years.

10. Emotional Distress: Consider the emotional impact of the accident, such as anxiety, depression, and post-traumatic stress disorder.

Drunk Driving and Car Accidents

What is Drunk Driving?

Drunk driving refers to operating a motor vehicle while under the influence of alcohol. It is a serious crime that can lead to severe consequences, including car accidents.

The Dangers of Drunk Driving

Drunk driving impairs a person’s judgment, coordination, and reaction time. This can significantly increase the risk of causing a car accident. According to the National Highway Traffic Safety Administration (NHTSA), in 2020, over 40% of all fatal car accidents involved a drunk driver.

Penalties for Drunk Driving

The penalties for drunk driving vary depending on the state. However, they typically include fines, jail time, and license suspension. In some cases, drunk drivers may also be required to complete alcohol treatment programs.

40 Subsection

Increased risk of car accidents: Drunk drivers are significantly more likely to cause car accidents than sober drivers.
Impaired judgment and coordination: Alcohol affects a person’s ability to think clearly and coordinate their movements, which can lead to poor driving decisions and loss of control over the vehicle.
Slower reaction times: Alcohol slows down a person’s reaction time, making it harder for them to respond quickly to dangerous situations on the road.
Blurred vision: Alcohol can blur a person’s vision, making it difficult to see clearly and navigate the road.
Reduced ability to focus: Alcohol impairs a person’s ability to focus on the road and other drivers, increasing the risk of distractions and mistakes.
Increased risk of reckless driving: Drunk drivers are more likely to engage in reckless behaviors, such as speeding, tailgating, and running red lights.
Increased risk of fatal accidents: Car accidents involving drunk drivers are more likely to be fatal than accidents involving sober drivers.
Increased risk of pedestrian and cyclist injuries: Drunk drivers are more likely to hit pedestrians and cyclists, who are more vulnerable in traffic accidents.
Increased risk of property damage: Car accidents involving drunk drivers often result in more severe property damage due to the higher speeds and impaired driving involved.
Increased risk of legal consequences: Drunk driving is a crime in all states, and it can result in serious legal consequences, including fines, jail time, and license suspension.

How to Avoid Drunk Driving

The best way to avoid drunk driving is to never drink and drive. If you plan to drink, make sure to have a designated driver or arrange for a safe ride home.

What to Do if You’re in a Car Accident with a Drunk Driver

If you’re in a car accident with a drunk driver, it’s important to stay calm and take the following steps:

Pull over to a safe location, if possible.
Call 911 immediately.
Report the accident to your insurance company.
Get a copy of the police report.
Seek medical attention, even if you don’t feel injured.
Contact a personal injury attorney to discuss your legal options.

Conclusion

Drunk driving is a serious problem that can have devastating consequences. If you’re ever in a situation where you need to choose between drinking and driving, always choose not to drive. Your life and the lives of others depend on it.

State	Legal BAC Limit
Texas	0.08%
California	0.08%
Florida	0.08%
New York	0.08%

Speeding and Car Accidents

Speeding is a major contributing factor to car accidents in Houston. According to the Texas Department of Transportation (TxDOT), speeding was a contributing factor in 35% of all fatal crashes in the state in 2020.

How Speeding Affects Car Accidents

Speeding increases the risk of a car accident by:

Reducing the driver’s reaction time
Increasing the force of impact in an accident
Making it more difficult for drivers to avoid obstacles

Factors that Contribute to Speeding

There are a number of factors that can contribute to speeding, including:

Aggressive driving
Running late
Distracted driving
Drunk driving
Poor weather conditions

Preventing Speed-Related Car Accidents

There are a number of things that drivers can do to prevent speed-related car accidents, including:

Obeying the speed limit
Being aware of the speed limit in different areas
Driving at a safe speed for the conditions
Avoiding distractions while driving
Never driving under the influence of alcohol or drugs

Consequences of Speeding and Car Accidents

Speeding can have a number of serious consequences, including:

Traffic tickets
License suspension
Insurance rate increases
Serious injuries or death

What to Do if You Are Involved in a Speed-Related Car Accident

If you are involved in a speed-related car accident, it is important to:

Pull over to the side of the road
Call 911
Exchange information with the other driver(s) involved
Take pictures of the accident scene
Get a copy of the police report

Injured in a Speeding Related Car Accident?

If you have been injured in a speed-related car accident, you may be entitled to compensation for your injuries. An experienced Houston car accident attorney can help you get the compensation you deserve.

Comparative Negligence in Speeding Related Car Accidents

If you were speeding at the time of your accident, you may be partially at fault for your injuries. This is known as comparative negligence. In Texas, you can still recover compensation for your injuries, even if you were partially at fault.

Compensation for Speeding Related Car Accidents

The amount of compensation you can recover for a speeding-related car accident will depend on a number of factors, including:

The severity of your injuries
The amount of your medical expenses
The amount of your lost wages
The amount of your pain and suffering

Get Help from an Experienced Houston Car Accident Attorney

If you have been injured in a speed-related car accident, contact an experienced Houston car accident attorney. An attorney can help you get the compensation you deserve.

Speeding Statistics

According to the National Highway Traffic Safety Administration (NHTSA), speeding was a contributing factor in 9,378 fatal crashes in the United States in 2020.

Year	Number of Fatal Crashes Involving Speeding
2020	9,378
2019	9,478
2018	9,967
2017	10,243
2016	10,111

As you can see, speeding is a major problem on our roads. It is important to obey the speed limit and drive at a safe speed for the conditions.

How to File a Personal Injury Protection (PIP) Claim

1. Get Medical Treatment

After an accident, it’s crucial to seek medical attention to diagnose and treat injuries. Keep a record of all medical appointments, including the date, time, and purpose of each visit, as well as any medications prescribed or recommended.

2. Contact Your Insurance Company

Promptly notify your insurance company about the accident and your injuries. Provide them with the details of the incident, including the date, time, location, and any witnesses.

3. File a PIP Claim

Most states require you to file a PIP claim within a certain amount of time after the accident, such as 30 or 60 days. Contact your insurance provider for the specific instructions and forms needed to file a claim.

4. Gather Evidence

To support your PIP claim, you’ll need to provide evidence of your injuries and expenses. This may include:

* Medical records and bills
* Insurance documentation
* Income statements
* Proof of lost income or wages
* Photos of the accident scene or your injuries
* Witness statements

5. Submit Your Claim

Once you have gathered the necessary evidence, submit your PIP claim to your insurance provider. Be sure to include all the required documentation and a detailed explanation of your injuries, expenses, and losses.

6. Follow Up

Track the progress of your claim and follow up with your insurance company as needed. If there are any delays or discrepancies, it’s important to stay persistent and provide additional information as requested.

7. Appeal If Necessary

If your claim is denied, you have the right to appeal the decision. Contact your insurance company to request a formal appeal and submit any additional evidence or information that may support your claim.

8. Negotiate a Settlement

Once your claim is approved, you may need to negotiate a settlement with your insurance company. Seek legal advice if you’re unsure about the value of your claim or the terms of the settlement.

9. Receive Payment

After reaching a settlement, your insurance company will issue payment for your covered expenses and losses. The amount of compensation you receive will depend on the severity of your injuries, lost income, and other factors.

10. Seek Professional Help If Needed

If you have difficulty filing a PIP claim, consider seeking professional help from a personal injury attorney. They can assist you with the process, negotiate with your insurance company, and ensure your rights are protected.

The Benefits of Seeking Medical Attention After a Car Accident

1. Identifying injuries

After a car accident, even if you don’t feel pain, it’s crucial to seek medical attention. Some injuries, such as internal bleeding or a concussion, may not manifest symptoms immediately. A medical professional can perform a thorough examination to identify any underlying injuries and provide appropriate treatment.

2. Establishing a record

Seeking medical attention after an accident creates a medical record that documents your injuries, symptoms, and treatment plan. This record can serve as valuable evidence in any subsequent legal proceedings or insurance claims.

3. Preventing future complications

Prompt medical treatment can help prevent future complications from injuries that may not be apparent at the time of the accident. For example, a seemingly minor neck strain could develop into a chronic pain condition if left untreated.

4. Physical Recovery and Rehabilitation

Pain Management

Medical professionals can prescribe pain medication or physical therapy to alleviate pain and discomfort associated with injuries sustained in a car accident. This can help you return to daily activities more quickly and comfortably.

Injury Assessment and Treatment

Seeking medical attention allows for a comprehensive evaluation of your injuries, including X-rays, MRIs, or other diagnostic tests. Doctors can then develop a personalized treatment plan to address specific injuries, such as sprains, fractures, or whiplash.

Range of Motion and Mobility

Physical therapy and rehabilitation exercises are crucial for restoring range of motion and mobility after an accident. Medical professionals can guide you through these exercises to regain strength, flexibility, and prevent muscle atrophy.

Functional Improvement

With proper medical treatment and rehabilitation, you can regain optimal physical function and minimize any long-term effects of your injuries. This includes improving your ability to walk, lift objects, perform daily tasks, and engage in leisure activities.

Scar Management

Some car accident injuries result in scarring. Medical professionals can provide treatment options to minimize the appearance of scars and improve their functionality. This may include scar revision surgery, laser therapy, or topical treatments.

Tissue Regeneration and Healing

Medical interventions can promote tissue regeneration and healing, especially for severe injuries. This includes treatments such as surgery, wound care, and medication to accelerate the recovery process and minimize scarring.

Psychological Recovery

Car accidents can also cause psychological trauma. Medical professionals can provide therapy and support to help you cope with the emotional impact of an accident. This includes addressing anxiety, depression, and post-traumatic stress disorder (PTSD).

Referral to Specialists

If your injuries require specialized care, medical professionals can refer you to appropriate specialists, such as neurologists, orthopedists, or plastic surgeons. This ensures that you receive the most comprehensive and effective treatment for your specific needs.

Insurance Claims Support

Medical documentation and treatment records can provide strong evidence for insurance claims. They help prove the extent of your injuries and the necessity of medical expenses, ensuring that you receive fair compensation for your accident-related expenses.

Dealing with Insurance Companies After a Car Accident

Legal Rights and Responsibilities

After a car accident, you have certain legal rights and responsibilities when it comes to interacting with insurance companies.

Reporting the Accident

Contact your insurance company promptly to report the accident and file a claim.
Provide them with detailed information about the accident, including the date, time, location, and parties involved.
Cooperate with the investigation and provide requested documentation.

Gathering Evidence

Take photos of the accident scene, your vehicle, and any injuries.
Obtain a copy of the police report, if one was filed.
Gather witness statements and contact information.

Filing a Claim

Submit a written claim to your insurance company, detailing the accident, injuries, property damage, and any expenses incurred.
Provide supporting documentation, such as medical bills, repair estimates, and lost wages records.

Negotiating with Insurance Adjusters

Insurance adjusters may contact you to discuss your claim and make an offer of settlement.
It’s important to negotiate fairly and consider your legal rights.
You have the right to obtain legal advice or hire an attorney to assist in the negotiation process.

Accepting or Denying the Offer

Carefully review the settlement offer and consider its terms.
If you accept the offer, make sure it covers all your expenses and potential future costs.
If you decline the offer, you can continue negotiating or file a lawsuit.

Litigation

If negotiations fail, you may need to pursue legal action to recover compensation.
An attorney can guide you through the lawsuit process and fight for your rights.

Medical Expenses

Insurance companies are responsible for covering medical expenses related to the car accident.
These expenses can include doctor visits, hospital stays, surgeries, and rehabilitation.
Keep a detailed record of all medical expenses and submit them to your insurance company.

Lost Wages

If you are unable to work due to injuries sustained in the accident, you may be entitled to compensation for lost wages.
Provide your insurance company with documentation of your income and time off from work.

Property Damage

Insurance companies are responsible for covering the cost of repairing or replacing your vehicle, as well as any other property damaged in the accident.
Obtain estimates for repairs and submit them to your insurance company.

Rental Car

If your vehicle is damaged, you may be entitled to a rental car while your vehicle is being repaired.
Insurance companies may provide coverage for rental car expenses.

Pain and Suffering

In some cases, you may be entitled to compensation for pain and suffering caused by the accident.
This compensation is subjective and can vary depending on the severity of your injuries and the facts of the case.

Statute of Limitations

There are time limits for filing a lawsuit after a car accident. These deadlines vary by state, so it’s important to consult with an attorney to ensure you file within the applicable time frame.

Houston Motor Accident Attorney: Your Guide to Compensation and Legal Advocacy

Houston, Texas, is a bustling city with a high volume of vehicle traffic. Unfortunately, this often leads to motor vehicle accidents, which can cause significant injuries and damage. If you or a loved one has been injured in a motor vehicle accident in Houston, hiring an experienced attorney is crucial to protect your rights and seek compensation for your losses.

A Houston motor accident attorney can provide comprehensive legal services, including:

Investigating the accident and gathering evidence
Negotiating with insurance companies
Filing a lawsuit if necessary
Representing you in court
Maximizing your compensation for damages such as medical expenses, lost wages, pain and suffering, and property damage.