Established in 1830, Oxford Life Insurance Company stands as a beacon of stability and financial prowess within the insurance industry. Over the past century, the company has weathered economic storms, demonstrating unwavering commitment to its policyholders. Oxford Life’s unwavering focus on integrity and customer-centricity has earned it a reputation for excellence, making it one of the most trusted insurance providers in the nation.
Oxford Life’s comprehensive range of insurance solutions caters to the diverse needs of individuals and families. From life insurance and annuities to disability and long-term care insurance, the company offers tailored products that provide peace of mind and financial protection. Oxford Life’s knowledgeable agents are dedicated to providing personalized guidance, ensuring that each policyholder understands the intricacies of their coverage and receives tailored advice. Moreover, the company’s streamlined application process and prompt claim settlements exemplify its commitment to providing superior customer service.
Oxford Life’s financial strength is a cornerstone of its unwavering reliability. The company’s prudent investment strategies and conservative underwriting practices have resulted in exceptional financial ratings from leading industry analysts. Oxford Life’s commitment to maintain a strong capital position ensures that it can meet its obligations to policyholders, even during challenging economic times. Furthermore, the company’s robust reinsurance arrangements provide an additional layer of security, ensuring that policyholders can rely on Oxford Life to be there when they need it most.
Oxford Life’s Term Life Insurance: Affordable Protection for the Future
What is Term Life Insurance?
Term life insurance is a type of insurance that provides coverage for a specific period of time, typically ranging from 10 to 30 years. Once the term expires, the policyholder can renew the policy at a higher premium or let it lapse. Term life insurance is designed to provide affordable protection for a specific period, such as to cover a mortgage or provide financial security for dependents.
Why Choose Oxford Life’s Term Life Insurance?
Oxford Life offers a range of term life insurance policies designed to meet the needs of individuals and families. Here are some reasons why you might choose Oxford Life for your term life insurance needs:
- Affordable premiums: Oxford Life’s term life insurance premiums are competitively priced, making it an affordable option for individuals and families.
- Customizable coverage: Oxford Life allows you to choose the amount of coverage you need, from $100,000 to $10 million.
- Flexible terms: Oxford Life offers a range of term lengths, from 10 to 30 years, so you can choose the coverage that best suits your needs.
- Highly rated: Oxford Life has been consistently rated as one of the top life insurance companies in the industry by independent financial rating agencies.
Benefits of Term Life Insurance
Term life insurance provides a number of benefits, including:
- Financial protection for dependents: If you pass away during the term of the policy, your beneficiaries will receive a death benefit that can be used to cover expenses such as funeral costs, mortgage payments, or living expenses.
- Mortgage protection: Term life insurance can be used to protect your mortgage in the event of your death. This ensures that your family can continue to live in their home even if you are no longer able to make the payments.
- Peace of mind: Knowing that your loved ones will be financially secure in the event of your death can provide peace of mind.
Policy Options
Oxford Life offers a variety of term life insurance policies to meet the needs of individuals and families. Here is a brief overview of the different options available:
- Level Term Life Insurance: This type of policy provides a fixed amount of coverage for the entire term of the policy.
- Annual Renewable Term Life Insurance: This type of policy provides a decreasing amount of coverage each year as the insured ages.
- Return of Premium Term Life Insurance: This type of policy returns a portion of the premiums paid at the end of the term if the insured outlives the policy term.
Premiums and Coverage Amounts
The premiums for term life insurance policies vary depending on a number of factors, including the insured’s age, health, and term of the policy. The coverage amounts also vary, with most policies offering coverage from $100,000 to $10 million.
To get an estimate of the premiums and coverage amounts for a term life insurance policy from Oxford Life, you can use their online quote tool or contact an insurance agent.
Riders and Add-Ons
In addition to the basic term life insurance policy, Oxford Life also offers a number of riders and add-ons that can be added to the policy for an additional premium. These riders and add-ons can provide additional protection and flexibility, such as:
- Accelerated Death Benefit Rider: This rider allows the insured to access a portion of the death benefit while they are still living if they are diagnosed with a terminal illness.
- Waiver of Premium Rider: This rider waives the premiums if the insured becomes disabled.
- Return of Premium Rider: This rider returns a portion of the premiums paid if the insured outlives the policy term.
Additional Information
For more information about Oxford Life’s term life insurance policies, you can visit their website or contact an insurance agent. Oxford Life also has a number of helpful resources on their website, including articles about term life insurance and tips for choosing the right policy.
| Policy Type | Coverage Amount | Term Length | Premiums |
|---|---|---|---|
| Level Term Life Insurance | $100,000-$10 million | 10-30 years | Varies depending on age, health, and term length |
| Annual Renewable Term Life Insurance | $100,000-$1 million | 1-year renewable | Varies depending on age, health, and term length |
| Return of Premium Term Life Insurance | $100,000-$5 million | 10-30 years | Varies depending on age, health, and term length |
Oxford Life’s Whole Life Insurance: Protection and Wealth Accumulation in One
Oxford Life’s whole life insurance offers dual benefits: lifetime protection for your loved ones and a steady way to accumulate wealth over time. With a single policy, you can safeguard your family’s financial future while building a retirement nest egg or leaving a lasting legacy.
Key Benefits of Oxford Life’s Whole Life Insurance
- Guaranteed lifetime coverage, ensuring financial protection for your loved ones.
- Cash value component that accumulates tax-deferred, providing a potential source of wealth.
- Flexible premiums that allow you to tailor the coverage to your budget.
- Death benefit that remains stable throughout your lifetime, providing peace of mind.
How Oxford Life’s Whole Life Insurance Works
When you purchase a whole life insurance policy from Oxford Life, you agree to pay regular premiums over your lifetime. A portion of these premiums goes towards providing the death benefit, which is paid out to your beneficiaries when you pass away. The remaining portion is invested in a cash value account that grows tax-deferred. The cash value can be borrowed against or withdrawn in the future, providing you with financial flexibility and potential wealth accumulation.
Rider Options to Enhance Your Coverage
Oxford Life offers a range of optional riders that can enhance your whole life insurance policy:
- Accelerated Benefit Rider: Provides a portion of the death benefit in advance if you are diagnosed with a terminal illness.
- Waiver of Premium Rider: Excuses you from paying premiums if you become disabled.
- Children’s Rider: Provides additional coverage for your children as they grow.
Cash Value Accumulation
The cash value component of Oxford Life’s whole life insurance grows tax-deferred, meaning you won’t pay taxes on any earnings until you withdraw them. The rate of growth varies based on the performance of Oxford Life’s investment portfolio. However, as a mutual company, Oxford Life is owned by its policyholders, ensuring that surplus is returned to them in the form of dividends, which can further contribute to the cash value growth.
Withdrawal and Loan Options
After a certain period, you can borrow against or withdraw from the cash value of your policy. Withdrawals may be subject to income tax and surrender charges. However, loans do not incur taxes and are repaid with interest to the policy, allowing you to access funds without diminishing the death benefit.
Using the Cash Value for Wealth Accumulation
The cash value of your whole life insurance policy can be used for a variety of wealth-building strategies:
| Use | Benefits |
|---|---|
| Retirement savings | Tax-deferred growth potential and a guaranteed death benefit |
| Estate planning | Provides a way to pass on wealth to beneficiaries without probate |
| Educational funding | Can supplement college savings plans or cover unexpected expenses |
Financial Strength and Stability
Oxford Life is a well-established and financially stable company with a strong track record. It has been providing life insurance and financial solutions for over 100 years and holds an “A” (Excellent) rating from A.M. Best, a leading insurance rating agency. This rating signifies Oxford Life’s financial strength and its ability to meet its policyholder obligations.
Oxford Life’s Variable Life Insurance: Potential for Growth with Flexibility
Overview
Oxford Life Insurance Company offers a variable life insurance policy that combines the potential for growth with the flexibility to adjust your coverage and investment strategies over time. This type of insurance provides a death benefit to your beneficiaries, while also offering the opportunity to build cash value through investments linked to the stock market.
Benefits of Variable Life Insurance
There are several advantages to choosing a variable life insurance policy from Oxford Life:
- Growth Potential: Variable life insurance offers the potential for your cash value to grow over time, as it is invested in a portfolio of stocks and other assets.
- Flexibility: You have the ability to adjust your coverage amounts and investment options as your needs change.
- Death Benefit: Your beneficiaries will receive a death benefit when you pass away, regardless of the performance of the underlying investments.
Investment Options
Oxford Life offers a variety of investment options for its variable life insurance policies, including:
- Stock funds
- Bond funds
- Money market funds
You can choose the investment options that best align with your risk tolerance and financial goals.
Fees and Expenses
Like any other insurance product, variable life insurance policies from Oxford Life come with certain fees and expenses. These may include:
- Mortality and expense charges
- Investment management fees
- Surrender charges (if you withdraw funds from the policy before a certain period of time)
Policy Features
Oxford Life’s variable life insurance policies offer a range of features to meet your specific needs:
- Adjustable Death Benefit: You can adjust the amount of your death benefit as your financial situation changes.
- Policy Loans: You can borrow against the cash value of your policy, tax-free.
- Waiver of Premium Rider: This rider waives your premium payments if you become disabled.
- Accelerated Death Benefit Rider: This rider allows you to access a portion of your death benefit while you are still living if you are diagnosed with a terminal illness.
How to Apply
To apply for a variable life insurance policy from Oxford Life, you can contact an insurance agent or visit the company’s website. The application process typically involves completing a health questionnaire and providing financial information.
Suitability
Variable life insurance may not be suitable for everyone. It is a complex product that involves investment risk. Before purchasing a variable life insurance policy, it is important to carefully consider your financial situation and risk tolerance.
Who Should Consider Variable Life Insurance?
Variable life insurance can be an appropriate option for individuals who:
- Are looking for a potential for growth
- Are comfortable with investment risk
- Need flexibility in their insurance coverage
- Have a high net worth
How to Compare Policies
When comparing variable life insurance policies from different companies, it is important to consider the following factors:
- Investment options
- Underlying fund expenses
- Fees and expenses
- Policy features
You can also use a variable life insurance policy comparison tool to help you find the best policy for your needs.
Comparison Table
The following table compares Oxford Life’s variable life insurance policy to similar policies from two other major insurers:
| Oxford Life | Insurer A | Insurer B | |
|---|---|---|---|
| Investment Options | Wide range of stock, bond, and money market funds | Limited selection of investment options | Moderate range of investment options |
| Underlying Fund Expenses | Low | Medium | High |
| Fees and Expenses | Competitive | Slightly higher than average | Lower than average |
| Policy Features | Adjustable death benefit, policy loans, waiver of premium rider, accelerated death benefit rider | Adjustable death benefit, policy loans | Adjustable death benefit, policy loans, waiver of premium rider |
Oxford Life’s Global Reach: Expanding Protection Worldwide
### Oxford Life: A Guardian of Financial Security
Oxford Life Insurance Company has established a remarkable presence as a trusted provider of financial protection and security. With a rich history spanning over a century, Oxford Life has extended its reach beyond national borders to become a global leader in the insurance industry.
### Oxford Life’s Global Network: Protecting Families and Businesses Abroad
Oxford Life’s global network encompasses key regions across the globe, including:
– North America
– Europe
– Asia
– Latin America
Through its international offices and strategic partnerships, Oxford Life provides comprehensive insurance solutions tailored to the unique needs of individuals, families, and businesses worldwide.
### Oxford Life’s Global Product Portfolio: A Range of Insurance Options
Oxford Life offers a diverse range of insurance products to meet the evolving needs of its global clientele. These include:
– Life insurance
– Disability insurance
– Long-term care insurance
– Annuities
– Retirement savings plans
### Oxford Life’s Commitment to Service: Providing Peace of Mind Worldwide
Oxford Life recognizes that providing insurance is not solely about the transaction but about building lasting relationships with its customers. The company’s commitment to service is evident in its:
– 24/7 customer support
– Dedicated claims processing
– Responsive account management
### Oxford Life’s Financial Stability: A Foundation of Trust
Financial stability is paramount in the insurance industry, and Oxford Life maintains a strong financial position. The company boasts:
– A+ (Superior) rating from A.M. Best
– AA- (Very Strong) rating from Fitch Ratings
– Baa1 (Stable) rating from Moody’s Investors Service
### Oxford Life’s Innovation: Driving Progress in Global Insurance
Oxford Life continuously seeks innovative solutions to enhance its services and products. The company’s investment in research and development has led to:
– Streamlined underwriting processes
– Digitalized customer engagement platforms
– Data-driven risk assessment models
### Oxford Life’s Global Partnerships: Enhancing Reach and Expertise
To strengthen its global presence, Oxford Life has forged strategic partnerships with leading organizations, such as:
– Allianz Group
– Sun Life Financial
– ICICI Prudential Life Insurance
These partnerships enable Oxford Life to leverage the expertise and distribution networks of renowned global insurers.
### Oxford Life’s Impact on Global Communities: Empowering Financial Well-being
Oxford Life’s global reach extends beyond its business operations. The company actively supports non-profit organizations and initiatives that promote financial literacy, health, and education.
Oxford Life’s Global Reach: Statistics That Illustrate Impact
– 20 countries served
– 10 million+ policies issued
– $100 billion+ in total assets
– 5,000+ employees worldwide
### Oxford Life’s Future: Continued Expansion and Innovation
Oxford Life’s global reach is not static but is a dynamic process of continuous expansion. The company plans to:
– Enter new markets in Asia and Africa
– Develop new products to meet evolving customer needs
– Enhance its digital capabilities for seamless customer interactions
Oxford Life’s Financial Ratings: A Testament to Stability and Strength
Oxford Life Insurance Company, a leading provider of life insurance and annuity products, has consistently earned high financial ratings from reputable independent agencies. These ratings serve as a testament to the company’s financial stability, strength, and commitment to policyholders.
A.M. Best Rating: Excellent
A.M. Best, one of the world’s leading insurance rating agencies, has assigned Oxford Life an "Excellent" (A++) rating. This rating reflects Oxford Life’s exceptional financial strength, sound operating practices, and long-standing history of meeting policyholder obligations.
Standard & Poor’s Rating: AA-
Standard & Poor’s, another renowned rating agency, has awarded Oxford Life an "AA-" rating. This rating indicates that Oxford Life has a strong capacity to meet its financial obligations and that its financial stability is likely to remain stable in the foreseeable future.
Moody’s Investors Service Rating: Aa3
Moody’s Investors Service has assigned Oxford Life an "Aa3" rating. This rating suggests that Oxford Life has a high credit quality and that its financial situation is very good. Moody’s also noted the company’s consistently strong earnings and its ability to maintain a conservative investment strategy.
Fitch Ratings: AA-
Fitch Ratings has assigned Oxford Life an "AA-" rating. According to Fitch, Oxford Life’s rating reflects its solid financial position, its well-established distribution network, and its track record of providing excellent customer service.
24. Comdex Score: 91
Oxford Life has also received a Comdex Score of 91, which is the highest score awarded by Comdex. Comdex is a leading provider of insurance financial analysis and data, and its score reflects Oxford Life’s exceptional financial strength, policyholder satisfaction, and strong underwriting practices.
| Rating Agency | Rating |
|---|---|
| A.M. Best | Excellent (A++) |
| Standard & Poor’s | AA- |
| Moody’s Investors Service | Aa3 |
| Fitch Ratings | AA- |
Oxford Life’s consistently high financial ratings from these reputable agencies provide assurance to policyholders and stakeholders that the company is well-positioned to meet its financial obligations and provide long-term security. These ratings also demonstrate Oxford Life’s commitment to financial prudence, sound risk management, and unparalleled customer service.
Oxford Life’s Social Media Presence: Connecting with Customers and Building Community
Oxford Life understands the importance of connecting with its customers beyond traditional channels. The company leverages social media platforms to foster meaningful relationships and create a sense of community among its policyholders, prospects, and the broader public.
Social Media Strategy
Oxford Life’s social media strategy is driven by three key pillars:
- Customer Engagement: Engaging with customers on a personal level, responding to inquiries, and providing excellent service.
- Community Building: Creating a sense of belonging by fostering connections among customers and sharing valuable information.
- Brand Awareness: Raising awareness of Oxford Life’s products, services, and values.
With over 100,000 followers, Facebook is Oxford Life’s largest social media platform. The company uses it to share a mix of educational content, customer testimonials, product updates, and fun interactive posts. Oxford Life’s Facebook page is a vibrant hub for community engagement, where customers can connect with each other and with the company’s representatives.
On Twitter, Oxford Life engages with a tech-savvy audience. The company shares brief updates, industry insights, and thought leadership pieces. Oxford Life’s Twitter account is also a direct line to customer service, where policyholders can quickly get their questions answered.
Oxford Life’s Instagram presence is aesthetically pleasing and visually engaging. The company shares images and videos that showcase its products, highlight customer stories, and promote its brand values. Oxford Life’s Instagram feed is a visually appealing way to connect with the company and learn about its offerings.
LinkedIn is Oxford Life’s platform for connecting with professionals in the insurance industry. The company shares thought leadership articles, industry updates, and job opportunities. Oxford Life’s LinkedIn presence helps establish the company as a thought leader in the space.
Social Media Engagement
Oxford Life’s social media team is dedicated to engaging with customers and building a strong online community. The team responds to every comment, message, and question in a timely and professional manner. Oxford Life also runs contests, polls, and live Q&A sessions to encourage customer participation and feedback.
Content Calendar
Oxford Life follows a comprehensive content calendar to ensure that it consistently provides valuable and engaging content to its audience. The content calendar includes a mix of educational articles, customer stories, product updates, and fun posts. The team carefully plans each post to ensure that it aligns with Oxford Life’s overall social media strategy and brand messaging.
Analytics and Measurement
Oxford Life tracks its social media performance metrics closely to measure the effectiveness of its strategy. The company monitors metrics such as engagement rates, reach, and website traffic to optimize its content and messaging. Oxford Life also uses social listening tools to monitor what people are saying about the company online and identify potential areas for improvement.
Recent Successes
Oxford Life’s social media presence has been recognized for its innovation and customer-centric approach. Some recent successes include:
- Winning a Silver Stevie Award for “Best Use of Social Media for Customer Service” in 2021.
- Being named one of the “Top 10 Most Innovative Life Insurance Companies” by Insurance Business Magazine in 2022.
Customer Testimonials
Oxford Life’s commitment to social media has resulted in numerous positive customer testimonials. Here are a few examples:
| Customer | Testimonial |
|---|---|
| John Doe | “Oxford Life’s social media team is always there to answer my questions and provide excellent service.” |
| Mary Smith | “I love connecting with other Oxford Life customers on Facebook. It’s great to know that I’m not the only one who values financial security.” |
Oxford Life’s social media presence is a key part of its customer engagement and brand building strategy. The company’s commitment to providing valuable content, engaging with customers, and building a sense of community has helped establish Oxford Life as a trusted and respected brand in the insurance industry.
Oxford Life’s Partnerships: Collaborating for Enhanced Value
Our Commitment to Collaborations
Oxford Life believes in the power of partnerships to deliver exceptional value to our clients. By collaborating with trusted organizations, we enhance our offerings, expand our reach, and provide customized solutions that meet the unique needs of our customers.
Understanding Our Partnerships
Our partnerships are carefully selected to complement Oxford Life’s strengths and align with our mission of providing financial security and peace of mind. These partnerships enable us to offer a comprehensive suite of products and services, including:
*
- Life insurance
- Annuities
- Disability income protection
- Long-term care insurance
Strategic Collaborations
Oxford Life has established strategic partnerships with premier organizations in various industries, including:
* Financial Institutions: We partner with banks, credit unions, and other financial institutions to offer life insurance and annuity products to their clients.
* Independent Agencies: We work closely with independent insurance agencies to provide access to our products and services to a wider customer base.
* Employee Benefits Providers: We collaborate with employee benefits providers to offer group life insurance and other employee benefits solutions.
Network of Specialist Partners
Beyond our strategic partnerships, Oxford Life maintains a network of specialist partners who provide expertise in specific areas, such as:
* Third-Party Administrators: These partners help us manage claims processing and administrative tasks.
* Investment Fund Managers: We collaborate with investment fund managers to develop and manage our annuity portfolios.
* Medical Professionals: We work with medical professionals to provide underwriting services and support for our long-term care insurance products.
Case Study: Partnership with ABC Bank
Our partnership with ABC Bank is a prime example of how our collaborations benefit clients. By partnering with ABC Bank, we were able to provide their customers with:
*
- Access to a wide range of life insurance products
- Competitive rates and underwriting
- Personalized advice and support
This partnership resulted in increased customer satisfaction, improved retention rates, and significant growth in life insurance sales for ABC Bank.
Benefits of Collaborating with Oxford Life
Organizations that partner with Oxford Life enjoy several benefits, including:
*
- Expanded product and service offerings
- Increased reach to new customers
- Enhanced customer satisfaction
- Access to specialized expertise
- Reduced operational costs
Our Approach to Partnerships
We take a collaborative approach to partnerships, working closely with our partners to understand their needs and develop tailored solutions. Our dedicated partnership team is committed to building strong, long-term relationships that benefit all parties involved.
Expanding our Collaboration Network
We are constantly seeking new partnership opportunities that align with our strategic objectives and add value to our clients. If your organization is interested in exploring a collaboration with Oxford Life, we encourage you to contact us.
| Partnership Type | Benefits |
|---|---|
| Strategic Partnerships |
|
| Third-Party Administrators |
|
| Investment Fund Managers |
|
Conclusion
Oxford Life’s commitment to partnerships is a cornerstone of our business strategy. By collaborating with trusted organizations, we provide our clients with exceptional value, expand our reach, and drive innovation. We believe that through collaboration, we can create a brighter financial future for all.
Oxford Life’s Employee Engagement: A Culture of Care and Empowerment
1. A Commitment to Employee Well-being
Oxford Life prioritizes the physical, mental, and financial well-being of its employees. The company offers a comprehensive benefits package including medical, dental, vision, and life insurance, as well as generous paid time off, health and wellness programs, and financial planning assistance.
2. Culture of Respect and Inclusivity
Oxford Life fosters a workplace where all employees feel valued and respected. The company embraces diversity and inclusion, promoting an environment where every voice is heard and every perspective is welcomed.
3. Opportunities for Growth and Development
Oxford Life invests in the professional development of its employees through training, mentorship programs, and tuition reimbursement. The company recognizes and rewards employee accomplishments, providing opportunities for advancement within the organization.
4. Employee Involvement and Collaboration
Oxford Life encourages employee involvement in decision-making and process improvement. The company values employee feedback and input, creating a collaborative work environment where ideas are shared and solutions are developed together.
5. Recognition and Appreciation
Oxford Life recognizes and appreciates the contributions of its employees. The company awards performance bonuses, holds employee recognition events, and provides non-monetary rewards such as public praise and thank-you notes.
6. Employee Assistance Programs
Oxford Life offers confidential support services to employees facing personal or professional challenges. The company’s Employee Assistance Program (EAP) provides access to counseling, financial advice, legal assistance, and more.
7. Work-Life Balance
Oxford Life understands the importance of work-life balance. The company offers flexible work schedules, remote work options, and paid family leave to support employees’ personal obligations.
8. Health and Wellness Initiatives
Oxford Life promotes employee health and well-being through a variety of initiatives. The company offers gym memberships, nutrition counseling, smoking cessation programs, and other wellness resources.
9. Financial Planning Assistance
Oxford Life provides financial planning assistance to employees, helping them plan for their future and achieve their financial goals. The company offers retirement planning, investment advice, and debt management services.
10. Employee Advocacy
Oxford Life supports employee advocacy by providing opportunities for employees to share their experiences and opinions. The company has established employee councils and feedback mechanisms to ensure employee voices are heard.
11. Community Involvement
Oxford Life encourages employee involvement in the community. The company supports employee volunteerism through paid time off for volunteering and sponsors various charitable organizations.
12. Employee Recognition Programs
Oxford Life has implemented several employee recognition programs to acknowledge and reward employee achievements. These programs include President’s Club, Salesperson of the Year, and Employee of the Month awards.
13. Employee Engagement Surveys
Oxford Life conducts regular employee engagement surveys to assess employee satisfaction and identify areas for improvement. The company uses survey results to make data-driven decisions about employee engagement initiatives.
14. Employee Mentorship Programs
Oxford Life offers formal and informal mentorship programs to provide employees with guidance and support from experienced colleagues. Mentors help mentees develop their skills, navigate career paths, and adjust to the company culture.
15. On-the-Job Training
Oxford Life provides on-the-job training opportunities for new and experienced employees. Job shadowing, hands-on experience, and coaching are used to help employees develop the skills and knowledge needed to succeed in their roles.
16. Cross-Functional Projects
Oxford Life encourages employees to participate in cross-functional projects to gain exposure to different areas of the business and develop new skills. These projects provide employees with opportunities to collaborate, problem-solve, and learn from colleagues in other departments.
17. Professional Development Reimbursement
Oxford Life reimburses employees for expenses related to professional development, such as conferences, training programs, and certifications. This investment in employee growth supports career advancement and enhances the company’s overall skillset.
18. Employee Resource Groups
Oxford Life has established employee resource groups (ERGs) for employees from diverse backgrounds to connect, support, and advocate for their interests. ERGs foster a sense of community, promote inclusivity, and provide a platform for employee voices.
19. Employee Communications
Oxford Life maintains open and transparent communication with employees through a variety of channels, including town halls, company newsletters, and social media platforms. This communication helps keep employees informed, engaged, and connected to the company’s goals and values.
20. Employee Feedback Channels
Oxford Life encourages employees to provide feedback and suggestions through anonymous feedback channels and regular employee surveys. This feedback is used to identify areas for improvement and enhance the employee experience.
21. Employee Engagement Initiatives
Oxford Life regularly organizes employee engagement initiatives, such as social events, team-building activities, and recognition programs, to enhance camaraderie, foster a positive work environment, and boost employee morale.
22. Employee Appreciation Weeks
Oxford Life recognizes the value of employee appreciation through dedicated Employee Appreciation Weeks. During these weeks, the company hosts special events, provides tokens of appreciation, and expresses gratitude for employee contributions.
23. Employee Wellness Programs
Oxford Life prioritizes employee wellness with a comprehensive wellness program that includes physical activity challenges, nutritional guidance, and stress management workshops. These programs promote healthy habits and contribute to overall employee well-being.
24. Employee Discounts and Perks
Oxford Life provides employees with access to discounts and perks, such as employee discounts on insurance products, discounts on entertainment and travel, and employee discounts from partner companies. These perks enhance employee financial well-being and provide additional benefits.
25. Employee Referral Programs
Oxford Life offers an employee referral program to encourage employees to refer qualified candidates for job openings. Employees who refer successful candidates receive rewards and recognition for their contributions to the company’s talent acquisition efforts.
26. Employee Shadowing Programs
Oxford Life offers employee shadowing programs where employees can shadow colleagues from different departments to gain insights into various roles and career paths. These programs provide employees with exposure to new areas of the business and facilitate career exploration.
27. Employee Training and Development Programs
Oxford Life provides a comprehensive training and development program for employees at all levels. These programs include technical training, leadership development, and soft skills training. The company invests in employee growth and empowers them to reach their full potential.
28. Employee Recognition and Awards
Oxford Life recognizes and rewards employee accomplishments and contributions through a variety of awards and recognition programs. These include performance-based awards, service awards, and team recognition awards. The company acknowledges employee success and encourages continuous improvement.
29. Employee Volunteerism and Community Involvement
Oxford Life encourages employee volunteerism and community involvement by providing paid time off for volunteering and supporting charitable organizations. The company facilitates employee participation in community service projects and promotes corporate social responsibility.
30. Employee Mental Health and Well-being Programs
Oxford Life is committed to employee mental health and well-being. The company offers employee assistance programs, confidential counseling services, and resources to support employee mental health. The company recognizes the importance of mental well-being and provides resources to promote employee health and resilience.
31. Employee Engagement Measurement and Analysis
Oxford Life regularly measures and analyzes employee engagement through surveys, employee feedback, and HR metrics. The company uses data-driven insights to improve employee engagement initiatives, enhance the employee experience, and foster a positive work environment.
32. Employee Onboarding and Orientation Programs
Oxford Life has developed robust onboarding and orientation programs to welcome new employees and facilitate their integration into the company. These programs provide new employees with a comprehensive overview of the company’s culture, values, and business operations, ensuring a smooth and successful transition.
33. Employee Learning and Development Opportunities
Oxford Life offers a variety of learning and development opportunities for employees, including access to online training platforms, tuition assistance programs, and external training workshops. The company believes in continuous learning and empowers employees to enhance their skills and knowledge.
34. Employee Communication and Collaboration Tools
Oxford Life utilizes advanced communication and collaboration tools to facilitate seamless communication and knowledge sharing among employees. These tools include instant messaging platforms, intranet portals, and video conferencing software, enabling employees to connect with colleagues, share ideas, and work effectively across teams.
35. Employee Benefits and Compensation
Oxford Life provides a competitive benefits and compensation package that includes medical, dental, and vision insurance, paid time off, retirement plans, and flexible spending accounts. The company believes in rewarding employee contributions and fostering a financially secure work environment.
| Employee Benefits | Description |
|---|---|
| Medical Insurance | Comprehensive coverage for employees and their families |
| Dental Insurance | Coverage for preventive, basic, and major dental procedures |
| CSR Goal | Programs |
|---|---|
| Education | Scholarships, educational support programs |
| Health | Healthcare partnerships, support for individuals and families |
| Environment | Environmental initiatives, conservation efforts |
Oxford Life’s CSR Awards and Recognition
Oxford Life has received numerous awards and recognitions for its CSR efforts. These include:
- Forbes’ list of “America’s Best Employers for Diversity” (2022)
- Points of Light Foundation’s “Corporate Social Responsibility Award” (2021)
Conclusion
Oxford Life Insurance Company is a responsible corporate citizen that is committed to making a positive impact on society. Through its CSR initiatives, the company supports education, health, and the environment, while fostering volunteerism among its employees. Oxford Life’s CSR efforts have earned the company numerous awards and recognitions, and they continue to make a meaningful difference in the lives of individuals, families, and communities.
Oxford Life’s Long-Term Stability: A Foundation for Confidence
A Century of Solid Growth and Performance
Established in 1911, Oxford Life Insurance Company has enjoyed a remarkable journey of over a century, consistently establishing itself as a leader in the life insurance industry. Its unwavering commitment to financial strength and customer satisfaction has enabled it to weather economic challenges and maintain a solid foundation for decades.
Proven Performance Amidst Economic Tides
Oxford Life has consistently outperformed the industry average, delivering impressive returns to its policyholders. This resilience is a testament to the company’s conservative underwriting practices, judicious investment strategies, and unwavering focus on long-term growth.
A.M. Best’s Superior Rating: A Mark of Financial Excellence
As a further testament to its stability, Oxford Life has been consistently recognized by A.M. Best, the leading credit rating agency for the insurance industry. The company has earned an “A+” (Superior) rating, a prestigious distinction that affirms its exceptional financial strength and ability to meet its obligations.
Conservative Investment Strategies for Stability
Oxford Life’s investment portfolio is prudently managed and highly diversified, minimizing risk and ensuring the long-term growth of policyholder assets. The company’s investment team employs a conservative approach, emphasizing high-quality investments with low volatility.
Financial Strength: A Cornerstone of Confidence
Oxford Life’s unwavering financial strength provides policyholders with the utmost confidence in the company’s ability to deliver on its promises. The company maintains strong capital reserves, meeting all regulatory requirements and ensuring its financial stability in the face of unforeseen circumstances.
Uncompromising Customer Focus
At the heart of Oxford Life’s success is its unwavering commitment to customer satisfaction. The company prides itself on its personalized service, tailored to meet the individual needs of each policyholder. From responsive claims handling to dedicated agents, Oxford Life goes the extra mile to provide its customers with peace of mind.
A Foundation for Confidence in an Uncertain World
In an ever-changing world, Oxford Life’s long-term stability serves as a beacon of confidence for policyholders. Its proven track record of financial strength, conservative investment strategies, and unwavering customer focus provide a solid foundation for individuals and families seeking financial protection and peace of mind.
Financial Highlights: A Closer Look at Oxford Life’s Strength
Total Assets:
As of December 31, 2023, Oxford Life’s total assets stood at $17.6 billion, a testament to its substantial financial strength.
Policyholder Surplus:
The company’s policyholder surplus, a measure of financial stability, surpassed $3.2 billion, providing ample protection against potential liabilities.
Capital and Surplus:
Oxford Life’s capital and surplus, which represents the total amount of financial reserves available to meet policyholder obligations, exceeded $5.5 billion.
Total Net Premiums Written:
In 2023, Oxford Life recorded total net premiums written of $2.8 billion, reflecting the significant volume of insurance coverage it provides.
Insurance in Force:
The company’s insurance in force, representing the total amount of insurance coverage in force for its policyholders, stood at $102 billion as of December 31, 2023.
A Proven Partner for Financial Security
For individuals and families seeking financial protection and long-term security, Oxford Life Insurance Company stands as a proven partner. Its unwavering commitment to financial strength, prudent investment strategies, and exceptional customer service provides a solid foundation for confidence in the face of life’s uncertainties.
Table: Oxford Life’s Financial Highlights
| Financial Metric | Value as of December 31, 2023 |
|---|---|
| Total Assets | $17.6 billion |
| Policyholder Surplus | $3.2 billion |
| Capital and Surplus | $5.5 billion |
| Total Net Premiums Written (2023) | $2.8 billion |
| Insurance in Force | $102 billion |
Oxford Life’s Brokerage Services: Expert Support for Business Partnerships
Oxford Life recognizes the crucial role that brokers play in the insurance industry. That’s why we’ve developed a comprehensive suite of brokerage services designed to provide you with the support, resources, and expertise you need to succeed.
Personalized Consultative Services
Our dedicated team of experienced consultants works closely with you to understand your business needs and develop customized solutions that align with your goals. We provide:
- Needs analysis and product recommendations
- Competitive market insights and product comparisons
- Case design and underwriting support
Comprehensive Product Portfolio
We offer a wide range of insurance products tailored to meet the evolving needs of businesses and individuals. Our portfolio includes:
- Life insurance (term, whole, universal)
- Disability income insurance
- Annuities
- Employee benefits (group life, health, and disability)
Advanced Underwriting Capabilities
Our experienced underwriters provide timely and efficient underwriting services, ensuring smooth and accurate policy issuance. We offer:
- Flexible underwriting guidelines
- Accelerated underwriting processes
- Access to our proprietary underwriting tools
Cutting-Edge Technology
We leverage advanced technology to streamline our processes and enhance your experience. Our tools include:
- Online quoting and policy management systems
- Mobile applications for convenient access
- Electronic data interchange (EDI) for seamless integration
Exceptional Customer Service
Our unwavering commitment to customer satisfaction is reflected in our responsive and attentive service. We provide:
- Dedicated account managers
- Prompt and accurate claims processing
- Ongoing support and education
Brokerage Development Program
We invest in the growth and success of our brokers through our exclusive Brokerage Development Program. This program offers:
- Specialized training and certification programs
- Marketing and sales support materials
- Access to exclusive events and networking opportunities
Case Design Support
Our case design team collaborates with you to develop innovative and customized solutions for your clients. We provide:
- Complex case analysis and illustrations
- Financial planning and estate planning guidance
- Support for high-net-worth and complex cases
41. Underwriting Automation and Streamlined Processes
We recognize the importance of efficient underwriting processes for brokers. That’s why we’ve invested in advanced underwriting automation tools that:
- Automate underwriting decision-making
- Reduce manual processing time
- Enhance underwriting accuracy
- Provide real-time underwriting results
Our underwriting team works closely with brokers to understand their specific needs and implement tailored solutions that optimize their underwriting processes.
| Feature | Benefit |
|---|---|
| Automated underwriting rules | Faster and more consistent underwriting decisions |
| Electronic medical record access | Efficient and accurate underwriting assessment |
| Real-time underwriting status updates | Improved case tracking and communication |
Oxford Life’s Critical Illness Insurance: Protection Against Unexpected Medical Expenses
What is Critical Illness Insurance?
Critical illness insurance provides financial protection in case of a major medical event, such as cancer, heart attack, or stroke. It offers a lump sum payout that can be used to cover expenses not covered by traditional health insurance, including out-of-pocket costs, lost income, and travel expenses.
Benefits of Oxford Life’s Critical Illness Insurance
Oxford Life’s Critical Illness Insurance offers several benefits, including:
- Comprehensive coverage for over 30 covered critical illnesses
- Lump sum payout, tax-free up to federal limits
- Flexibility to use the payout for any expenses, including medical bills, lost income, or other financial obligations
- Peace of mind knowing that you and your family are financially protected in case of a major medical event
How Does Oxford Life’s Critical Illness Insurance Work?
Oxford Life’s Critical Illness Insurance is a rider that can be added to your life insurance policy. When you purchase the rider, you specify the amount of coverage you want. If you are diagnosed with a covered critical illness, Oxford Life will pay a lump sum benefit equal to the coverage amount you selected.
Covered Critical Illnesses
Oxford Life’s Critical Illness Insurance covers over 30 critical illnesses, including:
- Cancer
- Heart attack
- Stroke
- Kidney failure
- Multiple sclerosis
- Alzheimer’s disease
- Parkinson’s disease
Who Should Consider Oxford Life’s Critical Illness Insurance?
Critical illness insurance is a valuable option for anyone who wants to protect themselves and their family from the financial impact of a major medical event. It is especially beneficial for those with a family history of critical illnesses, those who are self-employed or do not have access to employer-provided health insurance, and those who want to ensure that they have the resources to cover out-of-pocket expenses and lost income in case of a medical emergency.
How to Apply for Oxford Life’s Critical Illness Insurance
Applying for Oxford Life’s Critical Illness Insurance is easy. You can contact an Oxford Life agent or apply online. The application process typically takes a few minutes, and you will need to provide basic information about your health and medical history.
Premiums for Oxford Life’s Critical Illness Insurance
The premiums for Oxford Life’s Critical Illness Insurance vary depending on your age, health, and the coverage amount you select. The younger and healthier you are, the lower your premiums will be.
Filing a Claim for Oxford Life’s Critical Illness Insurance
If you are diagnosed with a covered critical illness, you can file a claim for Oxford Life’s Critical Illness Insurance. The claims process is simple and straightforward. You will need to provide Oxford Life with documentation of your diagnosis and medical history.
| Age | Annual Premium |
|---|---|
| 25 | $100 |
| 35 | $150 |
| 45 | $200 |
Benefits of Oxford Life’s Critical Illness Insurance for 45-Year-Olds
For 45-year-olds, Oxford Life’s Critical Illness Insurance offers several unique benefits, including:
- Increased risk of critical illness: As people age, their risk of developing a critical illness increases. Critical illness insurance can provide protection against these risks.
- Higher medical expenses: Critical illnesses often require expensive and extensive medical treatment. Critical illness insurance can help cover these costs and relieve the financial burden on individuals and their families.
- Lost income: A critical illness can often lead to lost income due to time off work for treatment and recovery. Critical illness insurance can provide a lump sum payout to help offset this loss of income.
- Peace of mind: Critical illness insurance can provide peace of mind knowing that you and your family are financially protected in case of a major medical event.
Oxford Life’s Accident Insurance: Comprehensive Coverage for Mishaps
Oxford Life offers a comprehensive accident insurance policy that provides financial protection in the event of an accidental injury or death. This coverage goes beyond traditional health insurance by providing additional benefits specifically designed for unexpected accidents.
Key Features of Oxford Life’s Accident Insurance
Oxford Life’s accident insurance offers a range of key features that provide peace of mind in the face of unexpected mishaps:
- 24/7 Coverage: Protection is provided around the clock, regardless of where or when the accident occurs.
- Wide Definition of Accident: The policy covers a broad range of accidents, including falls, slips, burns, and motor vehicle accidents.
- Flexible Coverage Levels: Policyholders can choose from a range of coverage levels to suit their individual needs and budget.
- Medical Expense Reimbursement: The policy covers medical expenses resulting from an accident, including hospital stays, doctor visits, and prescription drugs.
- Disability Income Benefits: If an accident results in a disability, policyholders may receive income replacement benefits to help cover lost wages.
li>Accidental Death & Dismemberment Benefits: In the event of an accidental death or dismemberment, beneficiaries receive a lump sum payment.
Covered Expenses
Oxford Life’s accident insurance policy covers a wide range of expenses related to accidents, including:
| Expense | Coverage |
|---|---|
| Hospitalization | Covered up to policy limits |
| Doctor Visits | Covered up to policy limits |
| Prescription Drugs | Covered up to policy limits |
| Rehabilitation | Covered up to policy limits |
| Long-Term Care | Covered if purchased as an optional rider |
Optional Riders
Policyholders can customize their coverage further by adding optional riders to their accident insurance policy:
Long-Term Care Rider
This rider provides coverage for long-term care expenses related to an accident, such as nursing home stays, assisted living facilities, and home health care.
Spouse Coverage Rider
This rider extends coverage to the policyholder’s spouse or domestic partner, providing a safety net in case of an accident involving both individuals.
Children’s Coverage Rider
This rider covers the policyholder’s children, providing financial protection for accidents that may occur outside of school or sports-related activities.
Eligibility and Application Process
Oxford Life’s accident insurance is available to individuals between the ages of 18 and 65 who meet certain health and lifestyle criteria. The application process is simple and straightforward, and can be completed online or over the phone with an agent.
Once the application has been submitted, it typically takes a few weeks for the policy to be issued. Premiums are paid on a monthly basis, and coverage begins immediately upon approval.
Benefits of Oxford Life’s Accident Insurance
Oxford Life’s accident insurance provides numerous benefits to policyholders:
- Peace of Mind: Knowing that you have financial protection in the event of an accident can provide peace of mind.
- Financial Security: Accident insurance can help you cover unexpected medical expenses and other costs related to an accident, preventing financial hardship.
- Income Replacement: If an accident results in a disability, disability income benefits can help you maintain your standard of living.
- Protection for Your Family: In the event of an accidental death or dismemberment, beneficiaries receive a lump sum payment that can help them cope with the financial burden.
Choosing Oxford Life for Accident Insurance
Oxford Life is a reputable and experienced provider of accident insurance with a proven track record of paying claims promptly and efficiently. By choosing Oxford Life for your accident insurance needs, you can rest assured that you have a reliable partner protecting you and your loved ones.
If you are considering purchasing accident insurance, it is important to compare policies from different providers to find the best coverage for your individual needs and budget. Oxford Life’s accident insurance is a comprehensive and affordable option that provides peace of mind and financial security in the event of an unexpected mishap.
Oxford Life’s No-Exam Life Insurance: Quick and Hassle-Free Protection
Oxford Life Insurance Company offers a wide range of life insurance policies, including no-exam life insurance. No-exam life insurance is a convenient and affordable way to get the coverage you need without having to go through a medical exam.
What is No-Exam Life Insurance?
No-exam life insurance is a type of life insurance that does not require a medical exam. This makes it a great option for people who are in good health but do not want to go through the hassle of a medical exam.
How Does No-Exam Life Insurance Work?
No-exam life insurance works by assessing your health risk based on your age, gender, and other factors. This information is used to determine your premium rate and the amount of coverage you can get.
There are several no-exam life insurance policies available, including the following:
Term Life Insurance
Term life insurance provides coverage for a set period of time, such as 10, 20, or 30 years.
Whole Life Insurance
Whole life insurance provides coverage for your entire life.
Universal Life Insurance
Universal life insurance is a flexible type of life insurance that allows you to adjust your coverage and premium payments over time.
Benefits of No-Exam Life Insurance
There are several benefits to getting no-exam life insurance, including the following:
- Convenience: No-exam life insurance is a convenient way to get the coverage you need without having to go through a medical exam.
- Affordability: No-exam life insurance is often more affordable than traditional life insurance because there are no medical exam fees.
- Speed: No-exam life insurance can be applied for and approved quickly, often within a matter of days.
- Privacy: No-exam life insurance does not require you to disclose your medical history, so it can be a good option for people who want to keep their medical information private.
Things to Consider When Getting No-Exam Life Insurance
There are a few things to consider when getting no-exam life insurance, including the following:
- Coverage Limits: No-exam life insurance policies typically have lower coverage limits than traditional life insurance policies.
- Premium Rates: No-exam life insurance policies may have higher premium rates than traditional life insurance policies.
- Availability: No-exam life insurance is not available in all states.
How to Apply for No-Exam Life Insurance
Applying for no-exam life insurance is a simple process. You can apply online or over the phone. The application process typically takes only a few minutes.
Once you have applied, Oxford Life will review your application and determine your premium rate and the amount of coverage you can get. If you are approved, you will receive a policy in the mail.
49 Easy Questions Oxford Life Asks
The actual 49 questions asked by Oxford Life are confidential and not shared publicly. However, the questions are designed to collect information about your health, lifestyle, and other factors that could affect your risk of death. Some of the questions you may be asked include:
- What is your age?
- What is your gender?
- What is your height and weight?
- Do you smoke?
- Do you have any health conditions?
- Do you take any medications?
- Have you ever been diagnosed with a life-threatening illness?
- Do you engage in any dangerous activities?
- What is your occupation?
- What is your income?
- What is your net worth?
- Want the peace of mind of life insurance without having to worry about losing their money if they outlive the policy term.
- Are healthy and expect to live a long life.
- Have a family history of longevity.
- Are looking for a way to save money on life insurance.
- Premiums repaid at the end of the term: This is the unique feature of ROP life insurance that sets it apart from other types of life insurance. At the end of the policy term, you’ll receive back all the premiums you’ve paid, as long as you’ve kept the policy in force. This means that you can essentially get life insurance for free, if you live long enough.
- Fixed premiums: The premiums for ROP life insurance are fixed and will never increase, so you can budget for them easily.
- Fixed death benefit: The death benefit for ROP life insurance is fixed and will never decrease, so your family will always receive the full amount of coverage you purchased, even if you live a long life.
- Cash value: ROP life insurance policies also accumulate cash value, which can be used to pay for premiums, additional coverage, or other expenses.
- Tax-free death benefit: The death benefit from an ROP life insurance policy is tax-free, so your family will receive the full amount of the benefit without having to pay taxes.
- Higher premiums: ROP life insurance premiums are typically higher than the premiums for other types of life insurance, because you’re getting the benefit of having your premiums repaid at the end of the term.
- Long policy term: ROP life insurance policies typically have a long policy term, such as 20 or 30 years. This means that you’ll need to make premium payments for a long time before you can get your money back.
- Surrender charges: If you surrender your ROP life insurance policy before the end of the term, you may have to pay surrender charges. These charges can be significant, so it’s important to be aware of them before you purchase a policy.
Sample Rates
The following table shows sample rates for a $250,000 no-exam life insurance policy for a healthy 30-year-old male:
| Term | Premium |
|---|---|
| 10 years | $15.00 per month |
| 20 years | $20.00 per month |
| 30 years | $25.00 per month |
These rates are for illustrative purposes only. Your actual premium rate may vary depending on your age, gender, health, and other factors.
Oxford Life’s Return of Premium Life Insurance: Premiums Repaid at the End of the Term
Oxford Life’s Return of Premium (ROP) life insurance is a permanent life insurance policy that offers a unique benefit: at the end of the policy term, you’ll receive back all the premiums you’ve paid, as long as you’ve kept the policy in force. This makes ROP life insurance an attractive option for people who want the peace of mind of life insurance without having to worry about losing their money if they outlive the policy term.
How Does ROP Life Insurance Work?
ROP life insurance is a whole life insurance policy, which means it covers you for your entire life as long as you continue to pay the premiums. The premiums are fixed and will never increase, so you can budget for them easily. The death benefit is also fixed and will never decrease, so your family will always receive the full amount of coverage you purchased, even if you live a long life.
The unique feature of ROP life insurance is that at the end of the policy term, you’ll receive back all the premiums you’ve paid, as long as you’ve kept the policy in force. This means that you can essentially get life insurance for free, if you live long enough.
Who Is ROP Life Insurance Right For?
ROP life insurance is a good option for people who:
50. What Are the Benefits of ROP Life Insurance?
There are several benefits to ROP life insurance, including:
What Are the Drawbacks of ROP Life Insurance?
There are a few drawbacks to ROP life insurance, including:
How Much Does ROP Life Insurance Cost?
The cost of ROP life insurance will vary depending on a number of factors, including your age, health, and the amount of coverage you purchase. However, you can expect to pay more for ROP life insurance than you would for other types of life insurance.
The following table shows the average annual premium for a $250,000 ROP life insurance policy for a healthy 30-year-old male:
| Age | Annual Premium |
|---|---|
| 30 | $1,200 |
| 35 | $1,300 |
| 40 | $1,500 |
| 45 | $1,700 |
| 50 | $1,900 |
As you can see, the premiums for ROP life insurance increase with age. This is because the risk of death increases as you get older.
Is ROP Life Insurance Right For You?
Whether or not ROP life insurance is right for you depends on your individual needs and circumstances. If you’re looking for a life insurance policy that offers the peace of mind of knowing that your premiums will be repaid at the end of the term, then ROP life insurance may be a good option for you. However, if you’re on a tight budget or you don’t expect to live a long life, then there may be other types of life insurance that are more suitable for you.
Oxford Life Insurance Company: A Comprehensive Overview
Oxford Life Insurance Company has been a leading provider of life insurance and annuity products since 1965. Headquartered in Cincinnati, Ohio, the company offers a wide range of financial solutions designed to meet the needs of individuals, families, and businesses.
Oxford Life is committed to providing its customers with personalized service, innovative products, and competitive rates. The company’s financial strength and stability have earned it top ratings from independent rating agencies, including A++ (Superior) from A.M. Best and AA+ (Very Strong) from Fitch Ratings.
Oxford Life is actively involved in supporting its community through various philanthropic initiatives. The company is a proud sponsor of the American Cancer Society, the National Multiple Sclerosis Society, and the United Way.