Pepperdine Renters Insurance provides comprehensive protection for your belongings and liability in your rented home. Our policies are tailored to the unique needs of renters, ensuring that you have the coverage you need to enjoy peace of mind. Whether you’re a college student living in a dorm, a young professional starting your first apartment, or a family renting a house, we have a policy that will meet your needs.
At Pepperdine, we understand that renters face unique challenges. Unlike homeowners, you don’t have an ownership interest in the property you’re renting. This means that you’re not responsible for maintaining the structure of the building or making major repairs. However, you are responsible for your personal belongings and any damage you cause to the property. Our Renters Insurance protects you from these financial risks, so you can focus on enjoying your new home.
Our claims process is quick and easy. In the event of a covered loss, simply contact our claims department and we will guide you through the process. We will work with you to assess the damage and get your claim settled as quickly as possible. We understand that dealing with a loss can be stressful, so we strive to make the claims process as smooth and painless as possible.
Pepperdine Renters Insurance Policy and Procedures
Pepperdine University offers renters insurance to students living off-campus. This insurance provides coverage for your personal belongings in the event of a covered loss, such as fire, theft, or vandalism. It also provides liability coverage in case someone is injured or their property is damaged in your rental unit.
To obtain renters insurance through Pepperdine, you must complete an online application and pay the premium. The cost of insurance will vary depending on the amount of coverage you choose and the location of your rental unit. You can choose from three different coverage options:
- Basic coverage: This option provides coverage for your personal belongings up to $5,000.
- Standard coverage: This option provides coverage for your personal belongings up to $10,000.
- Premium coverage: This option provides coverage for your personal belongings up to $20,000.
You must also select a deductible for your insurance policy. The deductible is the amount you will pay out of pocket before your insurance coverage kicks in. You can choose from a deductible of $250, $500, or $1,000.
Once you have completed the application and paid the premium, your renters insurance policy will go into effect. You will receive a certificate of insurance that you can provide to your landlord.