Considering car insurance but overwhelmed by the myriad of options? Join the ranks of millions of Americans who have put their trust in AARP Auto Insurance, a renowned provider renowned for its exceptional coverage and unwavering commitment to policyholders. With its sterling reputation and proven track record of excellence, AARP Auto Insurance has emerged as a beacon of reliability and value in the competitive insurance landscape. Its tailored offerings, designed specifically for the needs of mature drivers, have garnered widespread acclaim and have made it a top choice among those seeking peace of mind on the road.
AARP Auto Insurance consistently ranks among the industry’s top performers, earning high marks from independent rating agencies and consumer advocacy groups alike. Its unwavering focus on customer satisfaction is evident in its streamlined claims process, round-the-clock support, and the wealth of resources it provides to policyholders. Moreover, AARP’s commitment to transparency and fairness is reflected in its clear and concise policy language, ensuring that customers fully understand their coverage and benefits.
By opting for AARP Auto Insurance, you not only protect your vehicle and financial well-being but also gain access to a network of trusted repair shops, exclusive discounts on services and products, and the invaluable support of a dedicated team of insurance professionals. Its reputation for exceptional service and its unwavering commitment to policyholder satisfaction have made AARP Auto Insurance the preferred choice for millions of Americans seeking peace of mind on the road.
AARP Auto Insurance Rates and Premiums
AARP Auto Insurance is offered through The Hartford, one of the largest and most reputable insurance companies in the United States. AARP members enjoy exclusive discounts and benefits, including:
- AARP member discount of up to 10%
- Safe Driver Discount for accident-free driving
- Multi-policy discount for bundling home and auto insurance
Factors that Affect Auto Insurance Rates
The cost of auto insurance varies depending on a number of factors, including:
- Age
- Gender
- Driving history
- Location
- Vehicle make and model
Average Annual Premiums for AARP Auto Insurance
The average annual premium for AARP Auto Insurance varies depending on the factors listed above. However, according to The Hartford, the average annual premium for AARP members is $1,166. This is lower than the national average of $1,311.
How to Get a Quote for AARP Auto Insurance
To get a quote for AARP Auto Insurance, you can:
- Visit The Hartford’s website
- Call The Hartford at 1-800-524-4948
- Contact your local AARP representative
Discounts for AARP Auto Insurance
In addition to the AARP member discount, there are a number of other discounts available for AARP Auto Insurance, including:
- Safe Driver Discount: Up to 25% discount for accident-free driving
- Multi-policy discount: Up to 10% discount for bundling home and auto insurance
- Defensive Driver Discount: Up to 5% discount for completing a defensive driving course
- Accident-Free Discount: Up to 10% discount for being accident-free for 5 years
- Good Student Discount: Up to 25% discount for students with a GPA of 3.0 or higher
Coverage Options for AARP Auto Insurance
AARP Auto Insurance offers a variety of coverage options to meet your individual needs. These options include:
- Liability insurance: This coverage pays for injuries or property damage that you cause to others in an accident.
- Collision insurance: This coverage pays for damage to your own vehicle in an accident.
- Comprehensive insurance: This coverage pays for damage to your vehicle that is not caused by a collision, such as theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: This coverage pays for injuries or property damage that you sustain in an accident with a driver who is uninsured or underinsured.
How to File a Claim with AARP Auto Insurance
To file a claim with AARP Auto Insurance, you can:
- Visit The Hartford’s website
- Call The Hartford at 1-800-524-4948
- Contact your local AARP representative
You can also file a claim online or through The Hartford’s mobile app.
Customer Service for AARP Auto Insurance
AARP Auto Insurance offers 24/7 customer service. You can contact a customer service representative at 1-800-524-4948.
AARP Auto Insurance also offers a variety of online resources, including a customer service portal, an online policy manager, and a claims center.
Frequently Asked Questions about AARP Auto Insurance
Here are some frequently asked questions about AARP Auto Insurance:
- What is the AARP member discount?
The AARP member discount is up to 10% off the base rate of your auto insurance policy. - What other discounts are available?
There are a number of other discounts available, including the Safe Driver Discount, Multi-policy discount, Defensive Driver Discount, Accident-Free Discount, and Good Student Discount. - What coverage options are available?
AARP Auto Insurance offers a variety of coverage options, including liability insurance, collision insurance, comprehensive insurance, and uninsured/underinsured motorist coverage. - How do I file a claim?
To file a claim, you can visit The Hartford’s website, call The Hartford at 1-800-524-4948, or contact your local AARP representative. - How do I get a quote?
To get a quote, you can visit The Hartford’s website, call The Hartford at 1-800-524-4948, or contact your local AARP representative.
AARP Auto Insurance Customer Service
AARP Auto Insurance, underwritten by The Hartford, offers a range of insurance products tailored to seniors and their unique needs. Customer service is an integral part of the insurance experience, and AARP Auto Insurance strives to provide its policyholders with exceptional support.
Customer Service Channels
AARP Auto Insurance provides multiple channels for customers to connect with its representatives:
- Phone: Policyholders can speak to a customer service associate by calling the toll-free number at 1-877-687-2277.
- Online: Customers can access their account, request changes, and file claims online at www.aarp.org/auto.
- Mail: Written correspondence can be sent to AARP Auto Insurance at 455 City Avenue, Suite 1500, Bala Cynwyd, PA 19004.
- Fax: Documents can be faxed to 1-877-214-9050.
- Agents: AARP-endorsed insurance agents can provide in-person assistance to policyholders in their local area.
Customer Service Hours
AARP Auto Insurance’s customer service hours are as follows:
- Monday-Friday: 8:00 AM – 8:00 PM EST
- Saturday: 9:00 AM – 5:00 PM EST
Customer Service Ratings
AARP Auto Insurance’s customer service has received generally positive reviews from policyholders and independent sources:
- J.D. Power: AARP Auto Insurance ranked above average in J.D. Power’s 2021 U.S. Auto Insurance Customer Satisfaction Study, with a score of 857 out of 1,000.
- Consumer Reports: AARP Auto Insurance received an "Excellent" rating for customer service in Consumer Reports’ 2021 Auto Insurance Satisfaction Survey.
Complaints and Resolutions
AARP Auto Insurance aims to resolve customer complaints quickly and efficiently. Policyholders who are not satisfied with their service experience can file a complaint through the following channels:
- Phone: Call the customer service number at 1-877-687-2277.
- Online: Submit a complaint form at www.aarp.org/auto/complaint.
- Mail: Send a written complaint to the address listed above.
Customer Service Features
AARP Auto Insurance offers several customer service features to enhance the policyholder experience:
- 24/7 Roadside Assistance: Policyholders can access roadside assistance services such as towing, jumpstarts, and flat tire changes 24 hours a day, 7 days a week.
- Mobile App: AARP’s mobile app allows policyholders to manage their accounts, request policy changes, and view ID cards on their smartphones.
- Online Chat: Customers can chat with a live representative online during business hours.
- Claims Management: Policyholders can file and track claims online or through the mobile app.
- Agent Support: AARP-endorsed insurance agents provide personalized service and can assist with policy changes, claims, and other insurance needs.
Customer Experience Statistics
AARP Auto Insurance tracks various metrics to measure its customer service performance:
| Metric | Statistic |
|---|---|
| Average call wait time | Less than 2 minutes |
| Average email response time | Within 24 hours |
| Customer satisfaction rating | 95% |
Common Customer Service Issues
Some of the most common customer service issues that AARP Auto Insurance policyholders encounter include:
- Billing errors
- Claims disputes
- Policy changes
- Coverage questions
Tips for Effective Communication
Policyholders can improve their customer service experiences by following these tips:
- Be clear and concise: State your issue or request directly and provide all relevant information.
- Be respectful: Treat customer service representatives with courtesy and understanding.
- Be patient: Recognize that resolving issues may take time.
- Keep records: Document your interactions with customer service representatives for reference.
AARP Auto Insurance Claims Process
AARP offers a streamlined claims process to make filing and resolving an insurance claim as hassle-free as possible. Here’s a step-by-step guide:
1. Report the Accident
- Call the AARP Claims Hotline: Report the accident to an AARP claims representative at 1-800-636-6650.
- Provide Essential Details: Be prepared to provide the following information:
- Your name, address, and policy number
- Date, time, and location of the accident
- Details of the accident, including the other driver(s) involved
2. Gather Evidence
- Take Pictures: If possible, take photos of the damage to your vehicle and the accident scene.
- Get Witness Information: Collect the names and contact information of any witnesses who saw the accident.
- Obtain a Police Report: If the accident was significant, obtain a copy of the police report.
3. File a Claim
- Use Online Form: You can file a claim online at AARP’s website using the "File a Claim" form.
- Mail Form: You can also mail the claim form provided by AARP to the address listed on the form.
4. Assign an Adjuster
- Appointment with Adjuster: An AARP claims adjuster will be assigned to your case and will contact you to gather further information and schedule an inspection of your damaged vehicle.
5. Vehicle Inspection
- Inspection: The claims adjuster will inspect your damaged vehicle to assess the extent of the damage.
- Estimate: The adjuster will provide a repair estimate based on their inspection.
6. Review and Approve Estimate
- Review Estimate: Carefully review the estimate to ensure it covers all necessary repairs.
- Negotiation Process: If you have any questions or concerns about the estimate, discuss them with the claims adjuster. You may be able to negotiate a higher payout.
7. Repair Process
- Choose a Repair Facility: AARP has a network of preferred repair facilities to choose from.
- Repair Coordination: The claims adjuster will assist in coordinating the repair process.
8. Payment
- Payment Options: AARP offers various payment options, including direct deposit, check, or cash.
- Settlement Amount: The final settlement amount will be based on the estimate and any negotiated adjustments.
9. Follow-Up
- Contact the Adjuster: If you have any questions or concerns during the claims process, contact your claims adjuster.
- Documentation: Keep all relevant documentation related to the accident and the claims process for future reference.
10. Satisfaction Survey
- Feedback Request: AARP may send you a satisfaction survey to gather feedback on your claims experience.
- Share Your Experience: Provide honest feedback to help AARP improve its claims process.
AARP Auto Insurance App and Online Features
The AARP auto insurance app and online features offer convenience and functionality for policyholders. Let’s delve into the key features:
1. Mobile App Access
The AARP auto insurance app is available for iOS and Android devices, allowing policyholders to access their accounts from anywhere, anytime. It provides a user-friendly interface for easy navigation and quick access to essential information.
2. Policy Management
Through the app and online features, policyholders can easily view their policy details, including coverage limits, deductibles, and payment history. They can also make changes to their policies, such as updating address or adding/removing vehicles.
3. Claims Processing
The app allows policyholders to file claims quickly and conveniently. They can provide accident details, upload photos, and track the progress of their claims. The online claim center offers similar functionality, providing a centralized platform for claim management.
4. Roadside Assistance
AARP auto insurance offers roadside assistance services, and policyholders can request assistance through the app or online. They can receive help with flat tires, dead batteries, lockouts, and more.
5. Agent Locator
The app and online features include a directory of AARP insurance agents. Policyholders can easily find an agent in their area to discuss their insurance needs or obtain personalized advice.
6. Billing and Payments
Policyholders can view their billing statements, make payments, and set up automatic payments through the app or online. The automatic payment feature ensures timely payments and prevents potential lapses in coverage.
7. Telematics Program (Drivewise)
AARP’s Drivewise program utilizes a smartphone app to track driving habits, such as speeding, braking, and acceleration. Policyholders who enroll in Drivewise may be eligible for discounts based on their driving behavior.
8. Paperless Billing and Documents
Policyholders can opt for paperless billing to receive their statements electronically, reducing environmental impact and ensuring timely delivery. They can also access policy documents, such as declarations pages and insurance cards, online.
9. Quick Quotes and Applications
The AARP auto insurance website allows drivers to obtain quick quotes and apply for coverage online. They can enter their information, compare different options, and choose the policy that best meets their needs.
10. Discounts and Savings
The AARP auto insurance app and online features provide access to exclusive discounts and savings for AARP members. Policyholders can explore various ways to reduce their premiums, such as multi-car discounts, safe driving rewards, and loyalty bonuses.
| Feature | Description |
|---|---|
| Mobile App Access | iOS and Android app for easy account access. |
| Policy Management | View and update policy details, including coverage, limits, and deductibles. |
| Claims Processing | File claims, upload photos, and track progress through the app or online portal. |
| Roadside Assistance | Request assistance with flat tires, dead batteries, and lockouts via the app or online. |
| Agent Locator | Find an AARP insurance agent in your area for personalized advice or services. |
| Billing and Payments | View statements, make payments, and set up automatic payments online or through the app. |
| Paperless Billing and Documents | Opt for digital billing and access policy documents, such as declarations pages, online. |
AARP Auto Insurance Benefits for Members
AARP, the American Association of Retired Persons, offers a range of benefits to its members, including auto insurance. AARP auto insurance is provided through The Hartford, a leading provider of insurance services. Here are some of the benefits of AARP auto insurance for members:
Lifetime Renewability
As an AARP member, you can renew your auto insurance policy for as long as you continue to hold your membership, even if you have a lapse in coverage.
Accident Forgiveness
If you have been accident-free for at least five years, AARP auto insurance will forgive your first accident, even if it was your fault.
Diminishing Deductible
Your deductible will decrease by $50 for every year you remain accident-free, up to a maximum of $500.
New Car Replacement
If your new car is totaled within the first year of ownership, AARP auto insurance will replace it with a new car of the same make and model.
Guaranteed Replacement Cost
If your car is totaled, AARP auto insurance will pay you the full replacement cost, regardless of the depreciation of your car.
Roadside Assistance
AARP auto insurance members have access to 24/7 roadside assistance, including towing, jump-starts, tire changes, and fuel delivery.
Identity Theft Protection
AARP auto insurance members receive complimentary identity theft protection, which includes monitoring of your credit reports and alerts if your personal information is compromised.
Discounts for Multiple Vehicles
If you insure multiple vehicles with AARP auto insurance, you may be eligible for discounts on each vehicle.
Discounts for Safety Features
AARP auto insurance offers discounts if your car has certain safety features, such as airbags, anti-lock brakes, and electronic stability control.
Discounts for Good Driving
AARP auto insurance offers discounts for good driving, such as maintaining a clean driving record and completing a defensive driving course.
| Benefit | Description |
|---|---|
| Lifetime Renewability | Renew your auto insurance policy for as long as you continue to hold your membership, even if you have a lapse in coverage. |
| Accident Forgiveness | If you have been accident-free for at least five years, AARP auto insurance will forgive your first accident, even if it was your fault. |
| Diminishing Deductible | Your deductible will decrease by $50 for every year you remain accident-free, up to a maximum of $500. |
| New Car Replacement | If your new car is totaled within the first year of ownership, AARP auto insurance will replace it with a new car of the same make and model. |
| Guaranteed Replacement Cost | If your car is totaled, AARP auto insurance will pay you the full replacement cost, regardless of the depreciation of your car. |
| Roadside Assistance | AARP auto insurance members have access to 24/7 roadside assistance, including towing, jump-starts, tire changes, and fuel delivery. |
| Identity Theft Protection | AARP auto insurance members receive complimentary identity theft protection, which includes monitoring of your credit reports and alerts if your personal information is compromised. |
| Discounts for Multiple Vehicles | If you insure multiple vehicles with AARP auto insurance, you may be eligible for discounts on each vehicle. |
| Discounts for Safety Features | AARP auto insurance offers discounts if your car has certain safety features, such as airbags, anti-lock brakes, and electronic stability control. |
| Discounts for Good Driving | AARP auto insurance offers discounts for good driving, such as maintaining a clean driving record and completing a defensive driving course. |
AARP Auto Insurance Pros
AARP auto insurance offers several advantages to its policyholders. These include:
1. Competitive Rates
AARP auto insurance rates are generally competitive with other major insurers. In fact, AARP members can often save money on their car insurance premiums compared to non-members.
2. Excellent Customer Service
AARP auto insurance has a reputation for providing excellent customer service. Policyholders can easily reach customer service representatives by phone, email, or online chat. Representatives are knowledgeable and helpful, and they can assist policyholders with a variety of questions and concerns.
3. Wide Range of Coverage Options
AARP auto insurance offers a wide range of coverage options, so policyholders can customize their policies to meet their specific needs. These options include:
- Liability coverage
- Collision coverage
- Comprehensive coverage
- Uninsured/underinsured motorist coverage
- Medical payments coverage
- Rental car reimbursement coverage
- Towing and labor coverage
4. Discounts for AARP Members
AARP members are eligible for a variety of discounts on their auto insurance premiums. These discounts include:
- Membership discount
- Renewal discount
- Multi-car discount
- Safe driver discount
- Accident-free discount
5. Online Policy Management
AARP auto insurance policyholders can manage their policies online. This allows them to view their policy details, make changes to their coverage, and pay their premiums. The online policy management system is easy to use and convenient.
AARP Auto Insurance Cons
While AARP auto insurance offers many advantages, there are also some potential drawbacks to consider. These include:
1. Not Available in All States
AARP auto insurance is not available in all states. Currently, it is only available in 46 states, the District of Columbia, and Puerto Rico.
2. Higher Rates for Some Drivers
While AARP auto insurance rates are generally competitive, they may be higher for some drivers. This includes drivers with poor credit, a history of accidents or traffic violations, or who live in certain areas.
3. Limited Coverage Options for Older Drivers
AARP auto insurance may offer limited coverage options for older drivers. This is because older drivers are considered to be at a higher risk of accidents. As a result, they may have to pay higher premiums or accept lower coverage limits.
4. Lack of Telematics Discounts
AARP auto insurance does not offer telematics discounts. Telematics devices track driving behavior and can help drivers save money on their premiums. This is a feature that some other insurers offer, but it is not available from AARP.
5. Lack of Roadside Assistance
AARP auto insurance does not offer roadside assistance as part of its standard coverage. This is a feature that some other insurers offer, but it is not available from AARP.
6. Limited Agent Network
AARP auto insurance is not sold through a traditional agent network. Instead, it is sold through AARP’s website or by phone. This may make it difficult for some customers to get the personal service they need.
7. Mixed Customer Reviews
AARP auto insurance has mixed customer reviews. Some customers have had positive experiences with the company, while others have had negative experiences. It is important to read customer reviews before making a decision about whether or not to purchase AARP auto insurance.
8. No Accident Forgiveness
AARP auto insurance does not offer accident forgiveness. Accident forgiveness is a feature that allows drivers to keep their premiums from increasing after an accident. This is a feature that some other insurers offer, but it is not available from AARP.
9. No Gap Coverage
AARP auto insurance does not offer gap coverage. Gap coverage helps to pay the difference between the actual cash value of your car and the amount you owe on your loan if your car is totaled. This is a feature that some other insurers offer, but it is not available from AARP.
10. No Rideshare Coverage
AARP auto insurance does not offer rideshare coverage. Rideshare coverage is a type of insurance that covers drivers who use their cars to transport passengers for hire. This is a feature that some other insurers offer, but it is not available from AARP.
11. No Pet Coverage
AARP auto insurance does not offer pet coverage. Pet coverage is a type of insurance that covers veterinary expenses for your pets in the event of an accident. This is a feature that some other insurers offer, but it is not available from AARP.
12. No Motorcycle Coverage
AARP auto insurance does not offer motorcycle coverage. Motorcycle coverage is a type of insurance that covers motorcycles in the event of an accident. This is a feature that some other insurers offer, but it is not available from AARP.
AARP Auto Insurance for High-Risk Drivers
If you’re a high-risk driver, you may be wondering if AARP offers auto insurance. The answer is yes, AARP does offer auto insurance for high-risk drivers. However, there are some important things to keep in mind if you’re considering getting AARP auto insurance.
What is a High-Risk Driver?
A high-risk driver is someone who has been convicted of a moving violation, such as speeding or reckless driving. High-risk drivers are also considered to be those who have had their license suspended or revoked.
How Does AARP Determine if You’re a High-Risk Driver?
AARP uses a number of factors to determine if you’re a high-risk driver. These factors include:
- Your driving record
- Your age
- Your gender
- Your location
- The type of car you drive
What are the Benefits of Getting AARP Auto Insurance?
There are a number of benefits to getting AARP auto insurance, including:
- Discounts for AARP members
- Accident forgiveness
- Roadside assistance
- Rental car reimbursement
What are the Drawbacks of Getting AARP Auto Insurance?
There are a few drawbacks to getting AARP auto insurance, including:
- Higher premiums for high-risk drivers
- Limited coverage options
- Not available in all states
How Much Does AARP Auto Insurance Cost?
The cost of AARP auto insurance varies depending on a number of factors, including your driving record, age, gender, location, and the type of car you drive. However, you can expect to pay more for AARP auto insurance if you’re a high-risk driver.
How to Get AARP Auto Insurance
To get AARP auto insurance, you can either call AARP directly or go online to the AARP website. You’ll need to provide information about your driving record, age, gender, location, and the type of car you drive. You’ll also need to provide a credit card to pay for your premium.
Is AARP Auto Insurance Right for You?
If you’re a high-risk driver, AARP auto insurance may be a good option for you. However, it’s important to compare quotes from different insurance companies to make sure you’re getting the best deal.
Table of AARP Auto Insurance Discounts
| Discount | Description |
|---|---|
| Safe Driver Discount | For drivers with a clean driving record |
| Mature Driver Discount | For drivers age 55 and older |
| Multi-Car Discount | For insuring multiple cars with AARP |
| Homeowner Discount | For AARP members who own their home |
| AARP Member Discount | For AARP members |
AARP Auto Insurance for Teen Drivers
AARP offers auto insurance for drivers of all ages, including teens. Teen drivers are typically considered high-risk drivers because they have less experience behind the wheel. As a result, they often pay higher insurance rates than more experienced drivers.
AARP’s auto insurance for teen drivers offers several benefits, including:
- Discounts for good grades
- Accident forgiveness
- 24/7 roadside assistance
AARP also offers a variety of safety features that can help teen drivers stay safe on the road, including:
- Telematics devices that track driving habits
- Driver education courses
- Teen driver safety programs
How to Get a Quote for AARP Auto Insurance for Teen Drivers
To get a quote for AARP auto insurance for teen drivers, you can call AARP directly at 1-800-662-4340 or visit their website at www.aarp.org/auto-insurance.
What to Keep in Mind When Choosing AARP Auto Insurance for Teen Drivers
When choosing AARP auto insurance for teen drivers, there are a few things to keep in mind:
- The cost of insurance will vary depending on the teen driver’s age, driving history, and the type of car they drive.
- It is important to compare quotes from multiple insurance companies before making a decision.
- AARP offers a variety of discounts that can help reduce the cost of insurance for teen drivers.
14. AARP Auto Insurance for Teen Drivers: Pros and Cons
Here is a table summarizing the pros and cons of AARP auto insurance for teen drivers:
| Pros | Cons |
|---|---|
| Discounts for good grades | Higher rates for teen drivers |
| Accident forgiveness | Limited coverage options for teen drivers |
| 24/7 roadside assistance | May not be the most affordable option for all teen drivers |
AARP Auto Insurance for Geico Policyholders
Are you a GEICO policyholder considering switching to AARP auto insurance? Here’s an in-depth review to help you make an informed decision.
Coverage Options
AARP offers a comprehensive range of coverage options, including:
- Liability coverage
- Collision coverage
- Comprehensive coverage
- Uninsured/underinsured motorist coverage
- Medical payments coverage
- Rental reimbursement coverage
Discounts
AARP members can take advantage of several discounts, such as:
- Defensive driving discount
- Good student discount
- Multi-car discount
- Loyalty discount
Customer Service
AARP is known for its excellent customer service, with:
- 24/7 availability
- Friendly and knowledgeable agents
- Easy online account management
Claims Processing
AARP’s claims process is generally efficient and hassle-free, with:
- Online claims filing
- Dedicated claims adjusters
- Fast claims processing times
Pricing
AARP’s auto insurance rates are generally competitive. However, your individual premium will depend on factors such as:
- Your driving history
- Your vehicle
- Your location
Comparison to Geico
GEICO and AARP are both reputable insurers. However, there are some key differences to consider:
| AARP | GEICO | |
|---|---|---|
| Membership requirement | Yes | No |
| Coverage options | Comprehensive | Comprehensive |
| Discounts | Member-exclusive discounts | Wide range of discounts |
| Customer service | Excellent | Good |
| Claims processing | Efficient and hassle-free | Generally fast and easy |
| Pricing | Competitive | Competitive |
Is AARP Auto Insurance Right for You?
Whether AARP auto insurance is right for you depends on your individual needs and preferences. If you’re a member of AARP, you may benefit from the exclusive discounts and excellent customer service. However, GEICO also offers competitive rates and a wide range of discounts. Ultimately, the best way to determine which insurer is right for you is to compare quotes from both companies.
Additional Resources
For more information on AARP auto insurance, visit the official AARP website or call 1-888-687-2277. You can also visit the GEICO website or call 1-800-947-2426 to compare quotes and coverage options.
AARP Auto Insurance for State Farm Policyholders
Exclusive Discounts and Benefits
AARP members who switch to State Farm through their partnership program can enjoy a range of exclusive discounts, including:
- 10% discount on car insurance premiums
- Up to 25% on safety features discounts, such as airbags and anti-lock brakes
- Additional premium savings for bundling auto insurance with other State Farm policies, such as homeowners insurance
Access to State Farm’s Network and Services
AARP members enrolled in the State Farm partnership program have access to State Farm’s extensive network of agents, claims adjusters, and resources. This includes:
- 24/7 roadside assistance
- Online account management and claims reporting
- Personalized customer support tailored to the needs of seniors
Coverage Options and Flexibility
State Farm offers a comprehensive range of auto insurance coverage options to meet the specific needs of AARP members, including:
- Standard liability coverage
- Collision and comprehensive coverage
- Medical payments coverage
- Personal injury protection (PIP)
Members can customize their policies by choosing deductibles, coverage limits, and add-ons that suit their individual preferences and budget.
Claims Handling Process
State Farm has a streamlined claims handling process to ensure prompt and efficient resolution of accidents and damages. AARP members can:
- Report claims online or through the mobile app
- Track claim status updates in real-time
- Receive personalized support from dedicated claims adjusters assigned to their case
Competitive Premiums
State Farm offers competitive auto insurance premiums tailored to the unique needs of AARP members. Factors considered in determining premiums include:
- Driving history
- Age and experience
- Type of vehicle
- Location
Additional Perks and Benefits
Beyond the exclusive discounts and coverage options, AARP members who enroll in the State Farm partnership program can also take advantage of additional perks and benefits, such as:
- Free AARP Roadside Assistance Kits
- Discounted AARP travel and entertainment benefits
- Exclusive access to AARP educational resources and discounts
Eligibility Requirements
To be eligible for the AARP Auto Insurance partnership program through State Farm, you must meet the following requirements:
- Be an AARP member in good standing
- Have a valid driver’s license
- Own or lease a qualifying vehicle
How to Apply
Enrolling in the AARP Auto Insurance for State Farm partnership program is easy and can be done through the following channels:
- Contacting your local State Farm agent
- Calling the AARP Auto Insurance Hotline at 1-800-669-4369
- Visiting the AARP website and clicking on the “Auto Insurance” tab
Customer Reviews
AARP Auto Insurance for State Farm has received positive reviews from satisfied customers. Here’s a sample of what people are saying:
“I’ve been with AARP Auto Insurance for over 10 years and have never had an issue. The premiums are affordable, and the coverage is comprehensive. I highly recommend them to any AARP member.” – John S.
AARP Auto Insurance for USAA Policyholders
If you’re a USAA member, you can access AARP’s auto insurance discounts and benefits. Here are some things to keep in mind:
Eligibility
To be eligible for AARP auto insurance, you must be:
- A USAA member
- 50 years of age or older
- Have a valid driver’s license
Benefits
AARP auto insurance policyholders can enjoy a variety of benefits, including:
- Discounts for members
- Accident forgiveness
- Roadside assistance
- Identity theft protection
Coverage Options
AARP auto insurance offers a variety of coverage options, including:
- Liability coverage
- Collision coverage
- Comprehensive coverage
- Uninsured/underinsured motorist coverage
- Medical payments coverage
Rates
The rates for AARP auto insurance vary depending on a number of factors, including your age, driving history, and location. To get a quote, you can visit the AARP website or call 1-800-666-4390.
Customer Service
AARP auto insurance policyholders have access to 24/7 customer service. You can reach customer service by phone, email, or live chat.
Reviews
AARP auto insurance has received positive reviews from customers. The company has an A+ rating from the Better Business Bureau and an average customer rating of 4.5 out of 5 stars on Trustpilot.
Positive Reviews
- “I’ve been with AARP auto insurance for over 10 years and have never had any problems. The customer service is excellent and the rates are very competitive.” – Sarah M.
- “I switched to AARP auto insurance a few months ago and I’m so glad I did. The coverage is great and the rates are very affordable.” – John D.
Negative Reviews
- “I’ve had a few claims with AARP auto insurance and the process was very slow and frustrating.” – Mary B.
- “I was recently involved in an accident and AARP auto insurance refused to cover the damage to my car.” – David S.
Overall
AARP auto insurance is a good option for USAA members who are looking for affordable auto insurance with a variety of coverage options. The company has received positive reviews from customers and has an A+ rating from the Better Business Bureau.
Things to Keep in Mind
- The rates for AARP auto insurance vary depending on a number of factors. To get a quote, you can visit the AARP website or call 1-800-666-4390.
- AARP auto insurance has received positive reviews from customers, but there have been some negative reviews about the claims process.
- AARP auto insurance is a good option for USAA members who are looking for affordable auto insurance with a variety of coverage options.
AARP Auto Insurance for Law Enforcement Officers
AARP is a trusted name that provides a variety of services, including auto insurance, to law enforcement officers. With competitive rates and excellent coverage, AARP auto insurance is a great choice for those who are looking for quality coverage at an affordable price.
Benefits of AARP Auto Insurance for Law Enforcement Officers
There are many benefits to choosing AARP auto insurance, including:
- Competitive rates: AARP offers competitive rates on auto insurance, even for law enforcement officers who have a high-risk profile.
- Excellent coverage: AARP policies provide comprehensive coverage for your vehicle, including liability, collision, and comprehensive coverage.
- Add-on coverage options: You can customize your AARP policy with a variety of add-on coverage options, such as rental car reimbursement, roadside assistance, and accident forgiveness.
- Discounts: AARP offers a variety of discounts, including a discount for law enforcement officers, a safe driver discount, and a loyalty discount.
Coverage Details
AARP auto insurance policies provide comprehensive coverage for your vehicle, including:
- Liability coverage: Liability coverage pays for damages that you cause to other people or their property in an accident.
- Collision coverage: Collision coverage pays for damages to your vehicle if you collide with another vehicle or object.
- Comprehensive coverage: Comprehensive coverage pays for damages to your vehicle caused by events other than a collision, such as theft, vandalism, or fire.
Add-on Coverage Options
You can customize your AARP auto policy with a variety of add-on coverage options, including:
- Rental car reimbursement: Rental car reimbursement coverage provides you with a rental car if your vehicle is damaged in an accident.
- Roadside assistance: Roadside assistance coverage provides you with roadside assistance services, such as towing, jump-starts, and tire changes.
- Accident forgiveness: Accident forgiveness coverage prevents your insurance rates from increasing after your first at-fault accident.
Discounts
AARP offers a variety of discounts, including:
- Law enforcement officer discount: Law enforcement officers receive a discount on AARP auto insurance premiums.
- Safe driver discount: Safe drivers receive a discount on AARP auto insurance premiums.
- Loyalty discount: Loyal customers receive a discount on AARP auto insurance premiums.
Frequently Asked Questions
Here are some of the most frequently asked questions about AARP auto insurance for law enforcement officers:
How much does AARP auto insurance cost?
The cost of AARP auto insurance depends on a variety of factors, including your age, driving record, and the type of coverage you choose. However, AARP offers competitive rates on auto insurance, even for law enforcement officers who have a high-risk profile.
What is the deductible on AARP auto insurance?
The deductible is the amount of money you are responsible for paying out of pocket before your insurance coverage kicks in. AARP offers a variety of deductible options, so you can choose the deductible that is right for you.
Can I get a discount on AARP auto insurance if I am a law enforcement officer?
Yes, law enforcement officers receive a discount on AARP auto insurance premiums.
Where can I get AARP auto insurance?
You can get AARP auto insurance online, by phone, or through an AARP agent.
AARP Auto Insurance for Doctors
Doctors have unique auto insurance needs, and AARP offers tailored coverage to meet those needs. This article provides a comprehensive review of AARP auto insurance for doctors, covering the following subtopics:
Coverage Options
AARP provides a range of coverage options for doctors, including:
- Bodily injury liability
- Property damage liability
- Collision coverage
- Comprehensive coverage
- Personal injury protection
- Medical payments coverage
- Uninsured/underinsured motorist coverage
Discounts
Doctors can qualify for a variety of discounts, including:
- Multi-car discount
- Safe driver discount
- Good student discount
- Military discount
- Professional organization discount
Claims Process
AARP has a streamlined claims process that makes it easy for doctors to file and track claims. Doctors can file claims online, over the phone, or through the AARP mobile app. Claims are typically processed within 24 hours.
Customer Service
AARP provides excellent customer service to doctors. Doctors can contact AARP customer service by phone, email, or chat. AARP also has a dedicated team of customer service representatives who specialize in assisting doctors with their auto insurance needs.
Financial Strength
AARP is a financially sound company. The company has a strong financial rating from AM Best, which indicates that AARP is able to meet its financial obligations to its policyholders.
Reputation
AARP has a good reputation among doctors. The company is known for its affordable rates, comprehensive coverage, and excellent customer service.
Factors to Consider
When choosing an auto insurance policy, doctors should consider the following factors:
- Coverage needs
- Budget
- Discounts
- Claims process
- Customer service
- Financial strength
- Reputation
How to Get a Quote
Doctors can get a free quote from AARP online, over the phone, or through an insurance agent. To get a quote, doctors will need to provide information about their vehicle, driving history, and coverage needs.
28. Special Features for Doctors
AARP offers a number of special features for doctors, including:
- Professional liability coverage: This coverage protects doctors from lawsuits arising from their medical practice.
- Business auto insurance: This coverage protects doctors who use their personal vehicles for business purposes.
- Rideshare insurance: This coverage protects doctors who drive for rideshare companies.
- Gap insurance: This coverage pays the difference between the actual cash value of a doctor’s vehicle and the amount they owe on their loan or lease.
- Roadside assistance: This coverage provides doctors with roadside assistance services, such as towing, jump-starts, and tire changes.
| Feature | Description |
|---|---|
| Professional liability coverage | Protects doctors from lawsuits arising from their medical practice. |
| Business auto insurance | Protects doctors who use their personal vehicles for business purposes. |
| Rideshare insurance | Protects doctors who drive for rideshare companies. |
| Gap insurance | Pays the difference between the actual cash value of a doctor’s vehicle and the amount they owe on their loan or lease. |
| Roadside assistance | Provides doctors with roadside assistance services, such as towing, jump-starts, and tire changes. |
AARP Auto Insurance for RV Owners
AARP offers a variety of auto insurance policies, including coverage for RVs. RV owners need to make sure they have adequate insurance coverage to protect their investment and themselves in the event of an accident.
Eligibility for AARP RV Insurance
To be eligible for AARP RV insurance, you must:
Coverage Options for AARP RV Insurance
AARP RV insurance policies offer a variety of coverage options, including:
Discounts for AARP RV Insurance
AARP members can qualify for a variety of discounts on RV insurance, including:
Filing a Claim for AARP RV Insurance
If you need to file a claim on your AARP RV insurance policy, you can do so online, by phone, or by mail. You will need to provide the following information:
Customer Service for AARP RV Insurance
AARP offers excellent customer service for RV insurance policyholders. You can contact customer service by phone, email, or online chat. Customer service representatives are available to answer your questions and help you with your policy.
Coverage Details for AARP RV Insurance
The following table provides a detailed overview of the coverage options available for AARP RV insurance policies:
| Coverage Option | Description |
|---|---|
| Collision coverage | Covers damage to your RV caused by a collision with another vehicle or object. |
| Comprehensive coverage | Covers damage to your RV caused by events other than a collision, such as theft, vandalism, or fire. |
| Liability coverage | Covers your legal liability for injuries or damage to others caused by an accident involving your RV. |
| Medical payments coverage | Covers medical expenses for you and your passengers in the event of an accident involving your RV. |
| Uninsured/underinsured motorist coverage | Covers you and your passengers in the event of an accident with a driver who does not have insurance or who does not have enough insurance to cover your damages. |
| Roadside assistance | Provides roadside assistance services, such as towing, jump-starts, and tire changes. |
AARP Auto Insurance for Luxury Car Owners
AARP Auto Insurance offers a range of coverage options tailored to the unique needs of luxury car owners. Here’s an in-depth review of AARP’s offerings for luxury vehicles:
Coverage Options for Luxury Vehicles
AARP’s auto insurance policies provide comprehensive coverage for luxury cars, including:
- Collision and Comprehensive Coverage: Protects your vehicle against damage from accidents, theft, and other covered events.
- Liability Coverage: Covers your legal liability for injuries or damage you cause to others while driving.
- Uninsured/Underinsured Motorist Coverage: Provides protection in case you’re involved in an accident with an uninsured or underinsured driver.
- Medical Payments Coverage: Covers medical expenses for you and your passengers after an accident.
Exclusive Benefits for Luxury Car Owners
AARP offers exclusive benefits to its luxury car owners, including:
- Agreed Value Coverage: Guarantees payment of the agreed-upon value of your luxury car in the event of a total loss, regardless of its actual cash value.
- Diminished Value Coverage: Reimburses you for the decrease in value of your luxury car due to an accident.
- New Car Replacement Coverage: Replaces your luxury car with a new vehicle of the same make and model in the event of a total loss.
- Personal Injury Protection: Provides coverage for medical and wage loss expenses regardless of fault.
- Gap Insurance: Covers the difference between the amount your insurance company pays and the balance owed on your luxury car loan or lease.
Cost Considerations
The cost of AARP Auto Insurance for luxury cars varies depending on factors such as the make and model of your vehicle, your driving record, and the coverage options you choose. However, AARP members typically qualify for discounts that can help reduce their premiums.
Premium Discounts for Luxury Car Owners
AARP offers several discounts to luxury car owners, including:
- Multi-Car Discount: Save on insurance costs if you insure multiple vehicles with AARP.
- Safe Driver Discount: Earn a discount for maintaining a clean driving record.
- Anti-Theft Device Discount: Get a discount if your luxury car is equipped with an anti-theft device.
- Senior Citizen Discount: Qualify for a discount if you’re a senior citizen.
Sample Premium Calculations
To provide a better understanding of the cost of AARP Auto Insurance for luxury cars, here are some sample premium calculations:
| Make and Model | Annual Premium |
|---|---|
| Mercedes-Benz S-Class | $2,500 – $3,500 |
| BMW 7 Series | $2,200 – $3,200 |
| Audi A8 | $2,000 – $3,000 |
These premiums are estimates and may vary depending on your individual circumstances.
Customer Satisfaction
AARP Auto Insurance has received positive customer reviews for its coverage options, competitive rates, and excellent customer service. Here’s a breakdown of customer satisfaction ratings:
- JD Power: Rated AARP Auto Insurance as “Highest in Customer Satisfaction” in the Mid-Atlantic region.
- Consumer Reports: Recommended AARP Auto Insurance for its “Overall Customer Satisfaction.”
- Better Business Bureau: Accredited AARP Auto Insurance with an A+ rating.
How to Get a Quote
To get a personalized quote for AARP Auto Insurance for your luxury car, you can:
- Visit the AARP website
- Call AARP at 1-800-662-7737
- Contact your local AARP representative
AARP Auto Insurance is a reliable and affordable option for luxury car owners. With comprehensive coverage options, exclusive benefits, competitive rates, and excellent customer service, AARP can provide the peace of mind you need to protect your valuable investment.
AARP Auto Insurance for Smart Car Owners
For smart car owners seeking comprehensive auto insurance coverage, AARP is an established provider with a range of options to meet their needs. Let’s delve into the details of AARP’s tailored insurance solutions for smart vehicle enthusiasts.
Benefits for Smart Car Owners
AARP Auto Insurance offers several exclusive perks for smart car owners, including:
- Telematics discounts: Policyholders who utilize telematics devices to monitor their driving habits can qualify for discounts based on safe driving practices.
- Collision avoidance technology discounts: Vehicles equipped with collision avoidance systems (e.g., automatic emergency braking) may be eligible for additional savings.
- Enhanced coverage for advanced technology: AARP’s policies can be customized to provide comprehensive protection for smart car features like adaptive cruise control, lane departure warnings, and blind-spot monitoring.
Comprehensive Coverage Options
AARP Auto Insurance offers a wide range of coverage options for smart cars, including:
- Liability coverage: Protects the policyholder from financial responsibility for bodily injury or property damage caused to others.
- Collision coverage: Covers repairs or replacement of the insured vehicle in the event of a collision with another vehicle or object.
- Comprehensive coverage: Provides protection against non-collision events such as theft, vandalism, hail damage, and animal collisions.
- Uninsured/underinsured motorist coverage: Protects the policyholder if they are injured or their vehicle is damaged by a driver who is uninsured or underinsured.
- Medical payments coverage: Covers medical expenses incurred by the policyholder, passengers, or pedestrians involved in a covered accident.
Specialized Coverage for Autonomous Vehicles
As autonomous vehicles continue to gain traction, AARP Auto Insurance has introduced specialized coverage to address the unique risks associated with this emerging technology. These policies may include:
- Autonomous vehicle coverage: Protects the policyholder from liability and damages caused by the autonomous driving system.
- Cybersecurity coverage: Provides coverage for losses resulting from cybersecurity breaches or hacks.
- Product liability coverage: Protects manufacturers and suppliers of autonomous vehicles from product liability claims.
Factors Influencing Premiums
The cost of AARP Auto Insurance premiums for smart car owners depends on several factors:
- The make and model of the smart car
- The level of coverage selected
- The driving history of the policyholder
- The amount of telematics data available
Additional Features and Benefits
In addition to comprehensive coverage, AARP Auto Insurance offers a range of additional features and benefits for smart car owners:
- 24/7 accident assistance: Policyholders have access to around-the-clock support in the event of an accident.
- Vehicle repair discounts: AARP partners with select repair shops to offer discounts on vehicle maintenance.
- Identity theft protection: Provides coverage in case of identity theft or fraud.
Telematics and Insurance Premiums
Telematics devices are used to collect data on driving habits, including speed, acceleration, braking, and location. This data can be used by insurance companies to assess risk and offer discounts to safe drivers. AARP offers telematics programs for smart car owners through partnerships with various providers.
Here’s a breakdown of how telematics can impact insurance premiums for smart car owners:
| Driving Behavior | Impact on Premiums |
|---|---|
| Safe driving practices (e.g., low speed, smooth acceleration, gentle braking) | Discounts or rate reductions |
| Aggressive driving behaviors (e.g., speeding, hard braking, sharp turns) | Rate increases or surcharges |
| High mileage or frequent night driving | Possible premium increases |
Coverage Recommendations for Smart Car Owners
When it comes to selecting the best insurance coverage for their smart car, owners should consider the following recommendations:
- Liability coverage: Choose a liability limit that provides adequate protection for your assets.
- Collision and comprehensive coverage: Consider both collision and comprehensive coverage to ensure comprehensive protection for your vehicle.
- Uninsured/underinsured motorist coverage: This coverage is crucial in case of an accident with an uninsured or underinsured driver.
- Medical payments coverage: This coverage provides peace of mind in case of medical expenses from an accident.
- Telematics discounts: If you have a smart car with telematics capabilities, take advantage of potential discounts for safe driving.
AARP Auto Insurance for Adaptive Vehicle Owners
AARP is a leading provider of auto insurance for seniors and their families. They offer a variety of discounts and benefits that make their policies more affordable and convenient for older drivers. One of the benefits that AARP offers is coverage for adaptive vehicles.
What is Adaptive Vehicle Coverage?
Adaptive vehicle coverage is a type of auto insurance policy that provides additional coverage for vehicles that have been modified to accommodate the needs of drivers and passengers with disabilities. Adaptive vehicles can include a variety of modifications, such as:
- Hand controls
- Wheelchair lifts
- Ramps
- Pedal extensions
- Seating modifications
Why Do I Need Adaptive Vehicle Coverage?
Adaptive vehicle coverage is important because it can help you to pay for the costs of repairing or replacing your adaptive vehicle if it is damaged in an accident. It can also help you to pay for the costs of replacing or repairing any adaptive equipment that is installed in your vehicle.
How Do I Qualify for Adaptive Vehicle Coverage?
To qualify for adaptive vehicle coverage, you must have a valid driver’s license and a vehicle that has been modified to accommodate the needs of a driver or passenger with a disability. You may also need to provide documentation from a healthcare professional to verify the need for the modifications.
How Much Does Adaptive Vehicle Coverage Cost?
The cost of adaptive vehicle coverage can vary depending on the type of modifications that you have made to your vehicle. AARP offers a variety of discounts and benefits that can help to make adaptive vehicle coverage more affordable for seniors.
What are the Benefits of Adaptive Vehicle Coverage?
There are many benefits to adaptive vehicle coverage, including:
- It can help you to pay for the costs of repairing or replacing your adaptive vehicle if it is damaged in an accident.
- It can help you to pay for the costs of replacing or repairing any adaptive equipment that is installed in your vehicle.
- It can give you peace of mind knowing that you are covered in the event of an accident.
How Do I Get Adaptive Vehicle Coverage?
To get adaptive vehicle coverage, you can contact AARP or your insurance agent. They can help you to find the right policy for your needs and budget.
What if I Don’t Have a Disability?
Even if you do not have a disability, you may still be able to get adaptive vehicle coverage. AARP offers a variety of discounts and benefits that can make adaptive vehicle coverage more affordable for everyone.
Frequently Asked Questions (FAQs)
Here are some of the most frequently asked questions about AARP Auto Insurance for Adaptive Vehicle Owners:
Is adaptive vehicle coverage required by law?
No, adaptive vehicle coverage is not required by law. However, it is a good idea to have adaptive vehicle coverage if you drive a vehicle that has been modified to accommodate the needs of a driver or passenger with a disability.
How do I find an insurance company that offers adaptive vehicle coverage?
You can contact AARP or your insurance agent to find an insurance company that offers adaptive vehicle coverage. They can help you to find the right policy for your needs and budget.
How much does adaptive vehicle coverage cost?
The cost of adaptive vehicle coverage can vary depending on the type of modifications that you have made to your vehicle. AARP offers a variety of discounts and benefits that can help to make adaptive vehicle coverage more affordable for seniors.
What are the benefits of adaptive vehicle coverage?
There are many benefits to adaptive vehicle coverage, including:
- It can help you to pay for the costs of repairing or replacing your adaptive vehicle if it is damaged in an accident.
- It can help you to pay for the costs of replacing or repairing any adaptive equipment that is installed in your vehicle.
- It can give you peace of mind knowing that you are covered in the event of an accident.
How do I get adaptive vehicle coverage?
To get adaptive vehicle coverage, you can contact AARP or your insurance agent. They can help you to find the right policy for your needs and budget.
What if I don’t have a disability?
Even if you do not have a disability, you may still be able to get adaptive vehicle coverage. AARP offers a variety of discounts and benefits that can make adaptive vehicle coverage more affordable for everyone.
Comparison of Adaptive Vehicle Coverage Providers
The following table compares the adaptive vehicle coverage options offered by some of the leading insurance companies:
| Insurance Company | Coverage Options | Discounts |
|---|---|---|
| AARP | Comprehensive and collision coverage, liability coverage, uninsured/underinsured motorist coverage, medical payments coverage | Discounts for seniors, discounts for AARP members, discounts for adaptive vehicle ownership |
| Geico | Comprehensive and collision coverage, liability coverage, uninsured/underinsured motorist coverage, medical payments coverage | Discounts for seniors, discounts for government employees, discounts for military members, discounts for adaptive vehicle ownership |
| Progressive | Comprehensive and collision coverage, liability coverage, uninsured/underinsured motorist coverage, medical payments coverage | Discounts for seniors, discounts for safe drivers, discounts for adaptive vehicle ownership |
AARP Auto Insurance Reviews: A Comprehensive Analysis
AARP auto insurance receives mixed reviews from policyholders. While some customers praise the company for its low rates and excellent customer service, others criticize it for its limited coverage options and high deductibles. Overall, AARP auto insurance may be a good option for drivers over the age of 50 who are looking for basic coverage at a low cost.
In terms of coverage, AARP auto insurance offers the following: liability insurance, collision insurance, comprehensive insurance, uninsured/underinsured motorist insurance, and personal injury protection. The company also offers a variety of discounts, including a discount for drivers over the age of 50, a discount for drivers who have taken a defensive driving course, and a discount for drivers who bundle their auto insurance with their homeowners or renters insurance.
One of the most common complaints about AARP auto insurance is that it has a limited number of coverage options. For example, the company does not offer gap insurance or rental reimbursement coverage. Additionally, AARP auto insurance deductibles are typically higher than those offered by other insurance companies. This means that policyholders will have to pay more out of pocket for repairs if they are involved in an accident.
Despite these limitations, AARP auto insurance may still be a good option for drivers over the age of 50 who are looking for basic coverage at a low cost. The company’s rates are competitive, and its customer service is generally excellent. Additionally, AARP offers a variety of discounts that can help policyholders save money on their premiums.
People Also Ask About AARP Auto Insurance Reviews
Is AARP auto insurance any good?
Yes. AARP auto insurance is a good option for drivers over the age of 50 who are looking for basic coverage at a low cost. The company’s rates are competitive, and its customer service is generally excellent.
What do people say about AARP auto insurance?
People have mixed reviews about AARP auto insurance. Some customers praise the company for its low rates and excellent customer service, while others criticize it for its limited coverage options and high deductibles.
Is AARP auto insurance expensive?
No. AARP auto insurance rates are competitive. The company offers a variety of discounts that can help policyholders save money on their premiums.
What is the downside to AARP auto insurance?
One of the main downsides to AARP auto insurance is that it has a limited number of coverage options. For example, the company does not offer gap insurance or rental reimbursement coverage. Additionally, AARP auto insurance deductibles are typically higher than those offered by other insurance companies.